Old Republic International (ORI) stock
ORI's Quality Score rose 5 points on Tue, Nov 10, to 8. More shares traded on its up days than on its down days lately (3 chart checks started).
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Key facts on ORI
| The company | Profit up 32% to $1.1B |
| Latest filing | 10-Q, Oct 30 |
ORI catalysts
After its last 4 reports it closed -3.8% on average, higher 0 of 4 times.
Why ORI scores 8
Averagefor quality, not price, 4 of 14 chart checks firingWhat the Quality Score means
Well above its recent run. ORI scores 8 today, against a median of 3 over its last 20 recorded sessions.
- +4Chart checks 4 of 14 firing right now, one point each
- +2Profit A profit of $1.1B over the last four quarters, up 32% from $834M the four before, from the SEC filings
- Long-term trend adds
- Growth adds
How ORI ranks in Mortgage Insurance
ORI is #2 of 7 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score |
Sales over four quarters against a year before: ORI +13%, MTG -2.2%.
When does ORI report earnings, and what happens after?
Expected to report Thu Jan 21, before the open (in 72 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
What ORI reported on Oct 22, 2026
The quarter
The figures are not read from the release yet.
“The Title Insurance loss ratios improved slightly compared to last year, primarily from a higher level of favorable prior year loss reserve development.”
Where the sales came from
ORI's results filing gives no sales by line in a table we read.
The outlook
| Measure | Figure |
|---|---|
| Title Insurance combined ratio | 90% to 95% |
In the company's words
“The expense ratio for the quarter increased slightly due to commissions on a higher level of agency business, partially offset by continued expense management and scale.”
From its results filing (SEC filing · Oct 22)
The numbers
- $9.7B
- today
- $9.8B
- up 12.5% on the year
Sales grew 5% a year over 5 years, fiscal 2020 to 2025.
Pays $1.26 a share a year.
Close after the report, last 3
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 22, 2026 | -0.3% | -0.1% | -6.0% |
| Jul 23, 2026 | -2.4% | -0.7% | +7.2% |
| Apr 23, 2026 | -1.5% | -5.2% | -5.6% |
ORI sales and profit by year
Sales grew in four of the last seven years, to $9.1B in 2025. It made a profit in each of the eight years.
ORI has 4 of 14 chart checks firing
ORI RSI today: 60.5, above its 50-day and 200-day averages
RSI 60.5, MACD above signal, above both averages. Not scored.
The deep dive on ORI
- What it does and how it makes moneyAnnual report, filed Feb 26, 2026
- Where it stands
- Who holds and trades it
- Against its closest peers
ORI insider trades
3 insiders sold $1.5M across 4 filings in the last 6 months. No open-market buys on record. The newest:
ORI's officers and directors
Officers and directors with a Form 4 in the last 12 months.
Which ETFs hold ORI?
In ETFs: ORI is 0.2% of SCHD, under 0.1% of DGRO, and under 0.1% of VIG, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jul 31 to Aug 31, 2026.
About Old Republic International
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
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- What would move ORI's score: 5 things
- 2 more filings explained, a plain line each
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Straight AnswersStraight Answers
What does ORI's Quality Score say?
ORI scores 8 today, which Breakaway calls Average. It is #2 of 7 in Surety Insurance by Quality Score, with 4 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
What is ORI's Quality Score?
ORI scores 8 today, which Breakaway calls Average (6 to 10). That is #2 of 7 in Surety Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind ORI's 8.
Are insiders buying ORI?
3 insiders sold $1.5M across 4 filings in the last 6 months. No open-market buys on record. The newest is Carolyn Monroe, SVP - Title Insurance, who sold $184K on Sep 1. Every filing, with the scored weight, for Pro members.
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Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.