Essent Group (ESNT) stock

Mortgage insurance , market cap $6.1B

Mortgage insurance

Market cap $6.1B

$68.24

+1.82%

After-hours $68.24 0.00%

As of 5:08 PM ET after-hours, delayed 15+ min · Live for Pro members

Quality Score

Above Average

In its industry

#1of 7

Mortgage Insurance

Checks firing

6of 14

Trending up

From 52-week high

-3.0%

Above the 200-day

ESNT's Quality Score rose 2 points on Mon, Nov 2, to 11.

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Key facts on ESNT

Key facts on ESNT
The chart	Above every average
Latest filing	10-Q, Aug 7 Filed its quarterly report (10-Q) for the quarter to Jun 30, 2026

1 more reason behind ESNT's 11, free with an account →

ESNT in the news

ReportReports Friday, before the open. Every 3 months, a company tells everyone how much it sold and earned. It rose after 3 of its last 4 reports, +0.4% on average. Past reports ›

ESNT catalysts

Coming up

After its last 4 reports it closed +0.4% on average, higher 3 of 4 times.

Why ESNT scores 11

Above Averagefor quality, not price, 6 of 14 chart checks firingWhat the Quality Score means

Well above its recent run. ESNT scores 11 today, against a median of 7 over its last 20 recorded sessions.

+6Chart checks 6 of 14 firing right now, one point each
+4Long-term trend above a rising 200-⁠day average, near its 52-⁠week high, at a multi-⁠year high

Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.

No effect today: Run-up, Size, Growth, Dilution, Volatility, Cash flow, Persistence, News, and Insider trades.

What every line is worth, and the reason behind it, on ESNT and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 5:08 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-⁠scored stocks returned 2.2x the average stock over the next month. How we tested it

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Here is what Pro members see.

The same page for Pro members, on AMD
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on ESNT and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
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ESNT has 6 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on ESNT, and all 14 on every stock.Get in free →

ESNT RSI today: 62.0, above its 50-day and 200-day averages

Not scored

Not in the Quality Score: over 20 years of tests, 2006 to 2026, they added no edge.

RSI 1462.0
Above 50, below 70.
MACD (12, 26, 9)Above signal
Crossed above its signal line 16 sessions ago.
50-day average$65.72
The price is 3.8% above it.
200-day average$62.96
The price is 8.4% above it.
50/200 crossGolden cross
The 50-day crossed above the 200-day on Jul 27.
ADX 1419.8
Under 25, with +DI above -DI.
Support$67.89
Swing low from Aug 21, 0.5% below the price.
Resistance$68.62
Swing high from Jul 30, 0.6% above the price.
52-week high$70.37
From Aug 18, 3.1% above the price.
52-week low$55.34
From Jun 3, 18.9% below the price.
Chart patternTriangle
Lines over the Sep 3 and Oct 23 highs and under the Sep 30 and Oct 14 lows.
Bollinger Bands (20, 2)Inside
The bands run from $60.61 to $68.78.
Volume0.9x
Against its 20-day average, for the time of day.

The deep dive on ESNT

What it does and how it makes money3 findingsFor Pro members3 findings on what ESNT does and how it makes money, for Pro members
Where it stands5 findingsFor Pro members5 findings on where ESNT stands: its cash, debt, and share count, for Pro members
What changed in its filings2 findings"The CFPB’s ruling in its enforcement order against PHH Corporation for alleged RESPA violations stemming from captive mortgage insurance arrangements was overturned on appeal by a panel of the U.S. Court of Appeals for the D.C. Circuit, a decision affirmed in January 2018 by the D.C. Circuit en banc." (10-K for fiscal 2025)SEC filing · Feb 18, 2026A new heading in its "Risk Factors" this year: "Underwriting risks and reserving for losses in our non-mortgage reinsurance business are based on actuarially determined methods and assumptions, which are subject to inherent uncertainties." (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 18, 2026, against the one of Feb 19, 2025
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades ESNT, for Pro members
Against its closest peers4 peersShare count against a year before: ESNT -9.3%, RDN -1.5%, NMIH -2.8%, MTG -11%.

11 more findings on ESNT, each with its source, for Pro membersGet in free →

How ESNT ranks in Mortgage Insurance

ESNT is #1 of 7 by Quality Score among Surety Insurance.

How ESNT ranks in Mortgage Insurance
1	ESNTEssent	6/14	11
2	NMIHNMI	5/14	9
3	RDNRadian	4/14	8
	AGOAssured Guaranty		Open for its score
	MTGMGIC Investment		Open for its score

Share count against a year before: ESNT -9.3%, RDN -1.5%, NMIH -2.8%, MTG -11%.

When does ESNT report earnings, and what happens after?

Reports Fri Nov 6, before the open (in 4 days). Confirmed.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

-6.4%+2.5%+4.9%

Feb 13May 8Aug 7

Reported	When	Gap	Reaction	5 sessions
Aug 7, 2026Before open	Before open	+0.1%	+4.9%	+5.8%
May 8, 2026Before open	Before open	+3.0%	+2.5%	-2.3%
Feb 13, 2026Before open	Before open	-4.8%	-6.4%	-8.0%

ESNT closed higher after 3 of its last 4 reports.

All 4 reports, and ESNT's Quality Score going into each

Everyone reporting earnings this week

ESNT sales and profit by year

Sales and profit by year

Sales grew in six of the last seven years, to $1.3B in 2025. It made a profit in each of the eight years.

Is ESNT's dividend covered? What its financials say

Its dividends come to 15% of its free cash flow.

ESNT's dividend against its free cash flow
Dividend	$1.40 a share a year Paid 4 times a year
Paid out	About $126M a year $1.40 a share on 89.9M shares, the count on its cover page as of Jul 31, 2026
Free cash flow	$826M The last four quarters, to Jun 30, 2026
Record	Raised each of the last 5 years Against the payout a year before, each year

Insiders trading ESNT

ESNT insider trades

One insider sold $174K across 1 filing in the last 6 months. No open-⁠market buys on record. The newest:

SellDouglas J. Pauls$174KDirectorat $69.70 on Aug 24, filed Aug 25

SellDouglas J. PaulsDirector$174Kat $69.70 on Aug 24, filed Aug 25

ESNT's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Mark CasaleChairman, CEO and President · 9 trades
David B. WeinstockSVP and CFO · 2 trades
Mary Lourdes GibbonsSVP and Chief Legal Officer · 5 trades
Vijay BhasinSVP and Chief Risk Officer · 2 trades
Christopher G. CurranPres., Essent Guaranty, Inc.
Roy James KasmarDirector · 2 trades
Aditya DuttDirector · 1 trade
Douglas J. PaulsDirector · 1 trade

5 more officers and directors file at ESNT. Each page above names the rest.

See insider trades by person

Which ETFs hold ESNT?

In ETFs: ESNT is under 0.1% of DGRO, under 0.1% of VYM, and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About Essent Group

Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.

518 employeesHamiltonir.essentgroup.com

What Essent Group says it competes with

“We compete in highly competitive markets with major U.S. and non-U.S. insurers and reinsurers, some of which have greater financial, marketing and management resources.”

From its annual report, SEC filing · Feb 18, 2026

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ESNT's score card

Essent Group (ESNT): Quality Score 11, Above Average, #1 of 7 in Mortgage Insurance, with its price, on Breakaway — The picture a link to this page shows when it is shared.

Pro members see every line of every stock's score.

What would move ESNT's score: 5 things
1 more filing explained, a plain line each
Real-⁠time prices, no delay

BreakawayAug 25Douglas J. Pauls sold ESNT$174K at $69.70, filed Aug 25

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See ESNT's 14 chart checks

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Straight Answers

As of Nov 2, 2026: ESNT's Quality Score is 11 (Above Average), #1 of 7 in Surety Insurance. Insiders sold $174K in the last 6 months (Form 4).

Is ESNT a good stock to buy? What its Quality Score says

ESNT scores 11 today, which Breakaway calls Above Average. It is #1 of 7 in Surety Insurance by Quality Score, with 6 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is ESNT's Quality Score?

ESNT scores 11 today, which Breakaway calls Above Average (11 to 14). That is #1 of 7 in Surety Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind ESNT's 11.

Are insiders buying ESNT?

One insider sold $174K across 1 filing in the last 6 months. No open-⁠market buys on record. The newest is Douglas J. Pauls, Director, who sold $174K on Aug 24.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.