Why is NMIH down?
Down 12% on Nov 6 while the S&P 500 rose 0.3%.
- Its Nov 5 results:
1 more reason, free with an account →2 more reasons why NMIH fell on Nov 6, from its filings, with the other side, the timeline, and its peers, for Pro members.
NMI Holdings (NMIH) stock
$38.73
Quality Score
3
In its industry
#6of 7
Checks firing
1of 14
From 52-week high
-17.1%
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Key facts on NMIH
| The company | A $393M profit |
| Latest filing | 10-Q, Nov 6 |
NMIH in the news
NMIH catalysts
Coming up
After its last 4 reports it closed -3.0% on average, higher 2 of 4 times.
How NMIH ranks in Mortgage Insurance
NMIH is #6 of 7 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| 6 |
Share count against a year before: NMIH -3%, MTG -11%, ESNT -8.7%, AGO -7.2%.
When does NMIH report earnings, and what happens after?
Expected to report Tue Feb 9, after the close (in 91 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
What NMIH reported on Nov 5, 2026
The quarter
Revenue of $187.6M, 5% more than a year ago; a profit of $1.23 a share, from $1.22.
Where the sales came from
NMIH's results filing gives no sales by line in a table we read.
The outlook
No outlook figures read from this release.
The numbers
- $3.3B
- today
- $740M
- up 6.8% on the year
Sales grew 10% a year over 5 years, fiscal 2020 to 2025.
Its share count fell 0.1% a year over 5 years.
Close after the report, last 3
-3.9%+2.0%-11.8%
Apr 30Jul 30Nov 5
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Nov 5, 2026 | -9.6% | -11.8% | not yet |
| Jul 30, 2026 | +4.2% | +2.0% | +1.4% |
| Apr 30, 2026 | +0.2% | -3.9% | -0.3% |
NMIH sales and profit by year
Sales grew every year from 2018 to 2025, to $706M. It made a profit in each of the eight years.
NMIH has 1 of 14 chart checks firing
The other 10 checks on NMIH, and all 14 on every stock.Get in free →
NMIH RSI today: 36.3, below its 50-day and 200-day averages
RSI 36.3, MACD below signal, below both averages. Not scored.
The deep dive on NMIH
- What it does and how it makes moneyAnnual report, filed Feb 12, 2026
- Where it stands
- Who holds and trades it
- Against its closest peers
NMIH insider trades
4 insiders sold $8.9M across 4 filings in the last 6 months. No open-market buys on record. The newest:
SellAdam Pollitzer$7.7M
NMIH trades by Congress and the executive branch
3 trades disclosed in the last six months. The newest:
SellDonald Trump$1K to $15K
All 3 trades on NMIH disclosed by Congress and the executive branch, for Pro members.Get in free →
NMIH's officers and directors
Officers and directors with a Form 4 in the last 12 months.
Which ETFs hold NMIH?
In ETFs: NMIH is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.
About NMI Holdings
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
What NMI Holdings says it competes with
“Our competition includes other private mortgage insurers, government-run MI programs, and other alternatives designed to eliminate the need for MI, such as piggy-back loans or front-end risk sharing arrangements that do not require private MI on loans sold to the GSEs.”
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- What would turn NMIH's score around: 6 things
- 2 more filings explained, a plain line each
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BreakawaySep 22Donald Trump sold NMIH
Straight AnswersStraight Answers
What does NMIH's Quality Score say?
NMIH scores 3 today, which Breakaway calls Below Average. It is #6 of 7 in Surety Insurance by Quality Score, with 1 of 14 chart checks firing. Down 12% on Nov 6 while the S&P 500 rose 0.3%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
What is NMIH's Quality Score?
NMIH scores 3 today, which Breakaway calls Below Average (0 to 5). That is #6 of 7 in Surety Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind NMIH's 3.
Are insiders buying NMIH?
4 insiders sold $8.9M across 4 filings in the last 6 months. No open-market buys on record. The newest is Adam Pollitzer, Chief Executive Officer, who sold $7.7M on Sep 4. Every filing, with the scored weight, for Pro members.
Are the prices delayed?
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.