Ethos Technologies (LIFE) logo

Ethos Technologies (LIFE) stock

Life insurance online , market cap $2.1B

$36.02
+0.70%

As of Tuesday's close · Live for Pro members at the open

Why LIFE fell this week

Down 16% over the five sessions to Nov 9 while the S&P 500 rose 0.1%.

“Reported Average Revenue per Unit: $1,655, representing a 13% year-over-year decline due to a channel mix that skewed more heavily towards Ethos' Third-Party channel.”

Ethos Technologies' Nov 2 release said

Sources: Price history, Nov 9, 2026; Company release, Nov 2, 2026

Tell me next time LIFE moves

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1 more reason, free with an account →The other side, the company's words, the timeline, and its peers, for Pro members.
Quality Score
4
Below Average
In its industry
#12of 17
Checks firing
1of 14
Trending up
From its high
-27.9%
under its best since listing

LIFE's Quality Score was unchanged on Tue, Nov 10, at 4.

New listing, trading since Jan 29, 2026. 198 trading days so far, so 1 of the 14 chart checks waits for more history.

See LIFE's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Key facts on LIFE

Key facts on LIFE
Holding it backA $118M loss on $728M of sales
Latest filing10-Q, Nov 4 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026
1 more reason behind LIFE's 4, free with an account →2 more reasons behind LIFE's 4, for Pro members.

LIFE in the news

What's next

Fri Jan 29: One year since its IPOListed Jan 29, 2026 at $19.

LIFE catalysts

Coming up

After its last 4 reports it closed +13.3% on average, higher 3 of 4 times.

Why LIFE scores 4

Below Averagefor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means

Well below its recent run. LIFE scores 4 today, against a median of 11.5 over its last 20 recorded sessions.

  • −1Profit A loss of $118M over the last four quarters, with no earlier four quarters on file, from the SEC filingsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
  • +2Growth sales up 325,098% on the year, sales too small for a margin, from Massive's market dataSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.
  • Chart checks adds
  • Run-up adds
  • Persistence adds

No effect today: Long-term trend, Size, Dilution, Volatility, Cash flow, News, and Insider trades.

What every line is worth, and the reason behind it, on LIFE and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:45 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

How LIFE ranks in Insurance Brokers

LIFE is #12 of 17 by Quality Score.

How LIFE ranks in Insurance Brokers
RankStockQuality Score
12Ethos Technologies (LIFE) logoLIFEEthos4

Net income over four quarters: LIFE -$118M, ERIE $576M, RYAN $105M, HGTY $60.1M.

More in Insurance Brokers

When does LIFE report earnings, and what happens after?

Expected to report Mon Mar 1, after the close (in 111 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What LIFE reported on Nov 2, 2026

The quarter

Revenue of $235.2M, 151% more than a year ago; a profit of $0.07 a share, from $0.27.

“Reported Average Revenue per Unit: $1,655, representing a 13% year-over-year decline due to a channel mix that skewed more heavily towards Ethos' Third-Party channel.”

The quarter that ended Sep 30, from the company's press release

The press releaseThe filing on EDGAR

Where the sales came from

LIFE's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

The numbers

Market value
$2.1B
today
Sales
$728M
last 12 months
Free cash flow
$111M
last 12 months

4 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on LIFE: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 4

+3.7%+32.3%+21.1%-4.1%
Feb 25May 6Aug 3Nov 2
ReportedGapReaction5
days
Nov 2, 2026After close+17.3%-4.1%-16.1%
Aug 3, 2026After close+19.7%+21.1%+42.0%
May 6, 2026After close+6.0%+32.3%+5.7%
Feb 25, 2026After close+3.4%+3.7%+14.1%

LIFE closed higher after 3 of its last 4 reports.

LIFE sales and profit by year

Sales and profit by year

Sales grew in 2025, to $388M. It made a profit in both years.

LIFE has 1 of 14 chart checks firing

Volume1 of 3 shown
Tight range1 of 3 shown
Buying1 of 3 shown
The other 10 checks on LIFE, and all 14 on every stock.Get in free →

LIFE RSI today: 43.3, below its 50-day average

Not scored

RSI 43.3, MACD below signal. Not scored.

The deep dive on LIFE

7 more findings on LIFE, each with its source, for Pro members.

LIFE insider trades

7 insiders sold $25.4M across 36 filings in the last 6 months. No open-⁠market buys on record. The newest:

SellSC US (ttgp), Ltd.$1.2M10% ownerat $33.37 on Aug 20, filed Aug 21

All 36 insider filings on LIFE from the last six months, for Pro members.

LIFE's officers and directors

Officers and directors with a Form 4 in the last 12 months.

5 more officers and directors file at LIFE.

See insider trades by person

Which ETFs hold LIFE?

In ETFs: LIFE is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.

About Ethos Technologies

Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.

614 employeesAustin, TXethos.com

Listed on Nasdaq on Jan 29, 2026, and is 90% above its $19 offer price now. Its IPO filing and first days

Here is what Pro members see.

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  • 14 chart checks, read for you

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Pro members see every line of every stock's score.

  • What would turn LIFE's score around: 5 things
  • 3 more filings explained, a plain line each
  • Real-⁠time prices, no delay
BreakawayAug 21SC US (ttgp), Ltd. sold LIFE$1.2M at $33.37, filed Aug 21

Alerts are optional.

See LIFE's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: LIFE's Quality Score is 4 (Below Average), #12 of 17 in Insurance Brokers. Insiders sold $25.4M in the last 6 months (Form 4).

What does LIFE's Quality Score say?

LIFE scores 4 today, which Breakaway calls Below Average. It is #12 of 17 in Insurance Agents, Brokers & Service by Quality Score, with 1 of 14 chart checks firing. Down 16% over the five sessions to Nov 9 while the S&P 500 rose 0.1%. Shares: 3.9 times the count a year ago (to Sep 30). Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is LIFE's Quality Score?

LIFE scores 4 today, which Breakaway calls Below Average (0 to 5). That is #12 of 17 in Insurance Agents, Brokers & Service by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind LIFE's 4.

Are insiders buying LIFE?

7 insiders sold $25.4M across 36 filings in the last 6 months. No open-⁠market buys on record. The newest is SC US (ttgp), Ltd., 10% owner, who sold $1.2M on Aug 20. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.

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