Hagerty (HGTY) stock

Classic car insurance , market cap $2.2B

Classic car insurance

Worth $2.2B

$16.94

-1.63%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Average

In its industry

#8of 17

Insurance Brokers

Checks firing

5of 14

Trending up

From 52-week high

-12.7%

under its best in a year

HGTY's Quality Score fell 6 points on Tue, Nov 10, to 8.

See HGTY's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Why HGTY rose on Nov 3

Up 7% on Nov 3, and still 8% over its Nov 2 close.

Nov 3 results: Adjusted EBITDA up 64% to $97M, Written Premium up 16%, and an increased 2026 growth outlook.

Sources: Price history, Nov 3, 2026; Company release, Nov 3, 2026; Company release (8-K), Nov 3, 2026

1 more reason, free with an account →2 more reasons why HGTY rose on Nov 3, from its filings, with the other side, the timeline, and its peers, for Pro members.

Key facts on HGTY

Key facts on HGTY
The chart	Stronger than 94% of stocks above every average
Latest filing	8-K, Nov 10 Issued a release: "Hagerty Announces Secondary Offering of its Class A Common Stock"

1 more reason behind HGTY's 8, free with an account →5 more reasons behind HGTY's 8, for Pro members.

HGTY in the news

After hoursHagerty Announces Secondary Offering of its Class A Common Stock PR Newswire and 5 more

HGTY catalysts

Coming up

After its last 4 reports it closed +6.1% on average, higher 3 of 4 times.

Why HGTY scores 8

Averagefor quality, not price, 5 of 14 chart checks firingWhat the Quality Score means

Well below its recent run. HGTY scores 8 today, against a median of 12 over its last 20 recorded sessions.

+5Chart checks 5 of 14 firing right now, one point each
−3News dilutive offering, guidance raised, earnings beat

Long-term trend adds
Run-up adds
Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth subtractsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.
Dilution subtractsNew shares over the year: -1 at 10% more, -2 at 25% more.
Persistence adds

No effect today: Size, Volatility, Cash flow, and Insider trades.

What every line is worth, and the reason behind it, on HGTY and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:56 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when HGTY's Quality Score turns up

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How HGTY ranks in Insurance Brokers

HGTY is #8 of 17 by Quality Score.

How HGTY ranks in Insurance Brokers
Rank	Stock	Checks	Quality Score
1	EQHEquitable	8/14	17
2	WTWWillis Towers Watson	6/14	14
3	AJGArthur J. Gallagher	5/14	13
	ERIEErie Indemnity		Open for its score
	GSHDGoosehead Insurance		Open for its score
	MRSHMarsh		Open for its score
	RYANRyan Specialty		Open for its score
8	HGTYHagerty	5/14	8

Net income over four quarters: HGTY $60.1M, ERIE $576M, NP $44.7M, LIFE -$118M.

When does HGTY report earnings, and what happens after?

Expected to report Thu Feb 25, before the open (in 107 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What HGTY reported on Nov 3, 2026

The quarter

Revenue of $354.2M, 9% less than a year ago; a profit of $0.08 a share.

“Net Income was $32 million and Adjusted EBITDA grew 43% to $257 million, reflecting strong written premium growth combined with the move to controlling 100% of the economics under the new Markel Fronting Arrangement.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

Where the quarter's sales came from
Line	Q3 2026	Q2 2026	Q3 2025
By product
Membership and Other Revenueup 1.9%	$21.9M6%	$21.4M6%	$21.5M5%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 3)

7 more lines, for Pro members.

The outlook

The outlook the company gave, by period
Measure	Figure
Full year 2026
Net income	$48M to $60Mraised

Figures as filed (SEC filing, Nov 3)

1 more outlook line, for Pro members.

The numbers

Market value: $2.2B; today
Sales: $1.4B; down 3.8% on the year
Free cash flow: $280M; last 12 months

Sales grew 24% a year over 5 years, fiscal 2020 to 2025.

4 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on HGTY: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

-2.1%+15.4%+7.2%

May 6Aug 5Nov 3

Reported	When	Gap	Reaction	5 days
Nov 3, 2026Before open	Before open	+4.3%	+7.2%	+8.4%
Aug 5, 2026Before open	Before open	+8.0%	+15.4%	+9.0%
May 6, 2026Before open	Before open	-0.8%	-2.1%	-2.9%

HGTY closed higher after 3 of its last 4 reports.

All 4 reports, and HGTY's Quality Score going into each

HGTY sales and profit by year

Sales and profit by year

Sales grew every year from 2020 to 2025, to $1.5B. It made a profit in five of the six years.

HGTY has 5 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on HGTY, and all 14 on every stock.Get in free →

HGTY RSI today: 60.5, above its 50-day and 200-day averages

Not scored

RSI 60.5, MACD above signal, above both averages. Not scored.13 readings

The deep dive on HGTY

What it does and how it makes money4 findingsIt kept 10 cents of each dollar of sales in fiscal 2025: $139M of profit before tax on $1.46B of sales.Annual report, filed Feb 26, 2026
Where it stands2 findingsFor Pro members2 findings on where HGTY stands: its cash, debt, and share count, for Pro members
What changed in its filings6 findingsA new heading in its "Risk Factors" this year: "Like others in our industry, we face potential exposures to operational disruptions caused by cyber breaches or resiliency failures impacting us or third party technology providers upon whom we rely …" (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 26, 2026, against the one of Mar 4, 2025
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades HGTY, for Pro members
Against its closest peers4 peersNet income over four quarters: HGTY $60.1M, ERIE $576M, NP $44.7M, LIFE -$118M.

13 more findings on HGTY, each with its source, for Pro members.

HGTY insider trades

One insider bought $99K across 1 filing, and one insider sold $122M across 2 filings, in the last 6 months. The newest:

SellHagerty Holding Corp.$106M10% ownerat $11.47 on Sep 9, filed Sep 11

SellHagerty Holding Corp.10% owner$106Mat $11.47 on Sep 9, filed Sep 11

All 3 insider filings on HGTY from the last six months, for Pro members.

All HGTY insider trades

HGTY's officers and directors

Officers and directors with a Form 4 in the last 12 months.

McKeel HagertyChief Executive Officer · no trades on file
Patrick McClymontChief Financial Officer · no trades on file
Kenneth AhnPresident, Hagerty Marketplace · 8 trades
Kevin M. DelaneyChief Accounting Officer · 3 trades
Collette ChampagneCHRO and CAO · no trades on file
Diana ChafeyChief Legal Officer · no trades on file
Jeffrey Edward BrigliaPresident of Insurance · no trades on file
Russell Andrew PageChief Information Officer · no trades on file

9 more officers and directors file at HGTY.

See insider trades by person

Which ETFs hold HGTY?

In ETFs: HGTY is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.

About Hagerty

Hagerty Inc is a provider of specialty automotive insurance. The company underwrites, sells, and services classic car and enthusiast vehicle insurance policies. Substantial revenue is derived from Commission and fees. Geographically, it serves Europe, Canada, and the United States.

1,891 employeesTraverse City, MIhagerty.com

What Hagerty says it competes with

“We believe our enthusiast-centered ecosystem, with a focus on community and engagement, is a significant competitive advantage over competitors who, without strong affinity or engagement, are left to compete solely based on price.”

From its annual report, SEC filing · Feb 26, 2026

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What would move HGTY's score: 5 things
3 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayMay 19Anthony J. Kuczinski bought HGTY$99K at $10.46, filed May 19

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See HGTY's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: HGTY's Quality Score is 8 (Average), #8 of 17 in Insurance Brokers. Insiders bought $99K and sold $122M in the last 6 months (Form 4).

What does HGTY's Quality Score say?

HGTY scores 8 today, which Breakaway calls Average. It is #8 of 17 in Insurance Agents, Brokers & Service by Quality Score, with 5 of 14 chart checks firing. Up 7% on Nov 3, and still 8% over its Nov 2 close. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is HGTY's Quality Score?

HGTY scores 8 today, which Breakaway calls Average (6 to 10). That is #8 of 17 in Insurance Agents, Brokers & Service by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind HGTY's 8.

Are insiders buying HGTY?

One insider bought $99K across 1 filing, and one insider sold $122M across 2 filings, in the last 6 months. The newest is Hagerty Holding Corp., 10% owner, who sold $106M on Sep 9. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.