FirstCash Holdings (FCFS) stock

Pawn stores , market cap $8.0B

Pawn stores and retail payment solutions

Worth $8.0B

$183.43

-2.34%

As of Tuesday's close · Live for Pro members at the open

Why is FCFS down?

Down 15% from Oct 21 to Nov 10.

FirstCash fell 15% from Oct 21 to Nov 10. 15 points of it came on Oct 22, the day of its results.

Sources: Price history, Nov 10, 2026; SEC filing, Oct 22, 2026

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1 more reason, free with an account →1 more reason why FCFS is down 15% since Oct 21, from its filings, with the other side, the timeline, and its peers, for Pro members.

Why FCFS still beats the market over five years

Up 133% over the five years to Nov 9 while the S&P 500 rose 72%; down 15% since Oct 21.

8 reasons, from its filings, with the timeline, for Pro members.

Quality Score

Below Average

In its industry

#4of 6

Pawn & Resale

Checks firing

2of 14

Trending up

From 52-week high

-23.2%

under its best in a year

Down:Down to Below Average for the first time since Mar 2025. Scores before Sep 10, 2026 were rebuilt.

FCFS's Quality Score rose 1 point on Tue, Nov 10, to 4. Trading was quieter than usual.

See FCFS's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Key facts on FCFS

Key facts on FCFS
Holding it back	Below a falling 200-day average
Its score	Down:Down to Below Average for the first time since Mar 2025 Scores before Sep 10, 2026 were rebuilt.
Latest filing	8-K, Oct 28 Issued a release: "FirstCash Announces $200 Million Increase to Share Repurchase Program"

1 more reason behind FCFS's 4, free with an account →1 more reason behind FCFS's 4, for Pro members.

What's next

Fri Nov 13: Ex-dividend, $0.46 a shareAt the open. Pays Nov 24.

FCFS catalysts

Coming up

After its last 4 reports it closed -0.5% on average, higher 2 of 4 times.

24 past catalysts since 2018, with sizes and sources, for Pro members.

Why FCFS scores 4

Below Averagefor quality, not price, 2 of 14 chart checks firingWhat the Quality Score means

Well below its recent run. FCFS scores 4 today, against a median of 8 over its last 20 recorded sessions.

+2Chart checks 2 of 14 firing right now, one point each
−1Long-term trend below a falling 200-⁠day average

Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.

No effect today: Run-up, Size, Dilution, Volatility, Cash flow, Persistence, News, and Insider trades.

What every line is worth, and the reason behind it, on FCFS and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 11:29 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

How FCFS ranks in Pawn & Resale

FCFS is #4 of 6 by Quality Score.

How FCFS ranks in Pawn & Resale
Rank	Stock	Checks	Quality Score
1	REALThe RealReal	7/14	11
2	SVVSavers Value Village	3/14	9
3	EZPWEzcorp	1/14	6
	PLBYPlayboy		Open for its score
4	FCFSFirstCash	2/14	4

When does FCFS report earnings, and what happens after?

Expected to report Thu Feb 4, before the open (in 86 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What FCFS reported on Oct 22, 2026

The quarter

Sales of $1.1B, 18% more than a year ago; a profit of $2.33 a share.

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

FCFS's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

The numbers

Market value: $8B; today
Sales: $4.3B; up 22.9% on the year

Sales grew 18% a year over 5 years, fiscal 2020 to 2025.

Pays $1.84 a share a year.

3 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on FCFS: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

+3.1%-1.2%-6.5%

Apr 23Jul 23Oct 22

Reported	When	Gap	Reaction	5 days
Oct 22, 2026No time given	No time given	+0.1%	-6.5%	+1.6%
Jul 23, 2026No time given	No time given	+1.5%	-1.2%	+2.3%
Apr 23, 2026After close	After close	+3.9%	+3.1%	+2.8%

FCFS closed higher after 2 of its last 4 reports.

All 4 reports, and FCFS's Quality Score going into each

FCFS sales and profit by year

Sales and profit by year

Sales grew in six of the last seven years, to $3.7B in 2025. It made a profit in each of the eight years.

FCFS has 2 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on FCFS, and all 14 on every stock.Get in free →

FCFS RSI today: 38.5, below its 50-day and 200-day averages

Not scored

RSI 38.5, MACD above signal, below both averages. Not scored.13 readings

The deep dive on FCFS

What it does and how it makes money3 findingsIt kept 12 cents of each dollar of sales in fiscal 2025: $448M of profit before tax on $3.66B of sales.Annual report, filed Feb 9, 2026
Where it stands4 findingsFor Pro members4 findings on where FCFS stands: its cash, debt, and share count, for Pro members
What changed in its filings2 findings"On November 12, 2021, the CFPB initiated a civil action in the United States District Court for the Northern District of Texas (the 'District Court') against FirstCash, Inc. and Cash America West, Inc., and later amended the complaint to include numerous Company subsidiaries as defendants." (10-K for fiscal 2025)SEC filing · Feb 9, 2026A new heading in its "Risk Factors" this year: "The Company’s future growth is dependent on its ability to keep pace with the adoption of technological advances, including generative artificial intelligence and other machine learning technologies, to remain competitive." (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 9, 2026, against the one of Feb 3, 2025
Who holds and trades it4 findingsFor Pro members4 findings on who holds and trades FCFS, for Pro members

10 more findings on FCFS, each with its source, for Pro members.

FCFS insider trades

2 insiders sold $3.1M across 3 filings in the last 6 months. No open-⁠market buys on record. The newest:

SellJames H. Graves$830KDirectorat $221.20 on Sep 3, filed Sep 3

SellJames H. GravesDirector$830Kat $221.20 on Sep 3, filed Sep 3

All 3 insider filings on FCFS from the last six months, for Pro members.

All FCFS insider trades

FCFS trades by Congress and the executive branch

7 trades disclosed in the last six months. The newest:

SellMarkwayne Mullin$15K to $50KSecretary, Departraded Apr 16, disclosed Jul 25(100 days later)

SellMarkwayne MullinSecretary, Depar$15K to $50Ktraded Apr 16, disclosed Jul 25(100 days later)

All 7 trades on FCFS disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

FCFS's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Rick L. WesselVice-Chairman & CEO · 1 trade
Howard F. HambletonAFF President · 5 trades
Thomas Brent StuartPresident and COO · 4 trades
R. Douglas OrrEVP & Chief Financial Officer · 5 trades
Raul RamosSVP Latin American Operations · 1 trade
Raul RamosSVP Latin American Operations · 1 trade
James H. GravesDirector · 1 trade
Paula K. GarrettDirector · 1 trade

4 more officers and directors file at FCFS.

See insider trades by person

Which ETFs hold FCFS?

In ETFs: FCFS is under 0.1% of VYM, under 0.1% of DGRO, and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About FirstCash Holdings

FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.

22,000 employeesFort Worth, TXfirstcash.com

What FirstCash Holdings says it competes with

“The Company encounters significant competition in connection with all aspects of its pawn operations.”

From its annual report, SEC filing · Feb 9, 2026

Here is what Pro members see.

The same page for Pro members, on Microsoft
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on FCFS and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
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What would turn FCFS's score around: 5 things
4 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayJul 25Markwayne Mullin sold FCFS$15K to $50K, disclosed Jul 25

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See FCFS's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: FCFS's Quality Score is 4 (Below Average), #4 of 6 in Pawn & Resale. Insiders sold $3.1M in the last 6 months (Form 4).

What does FCFS's Quality Score say?

FCFS scores 4 today, which Breakaway calls Below Average. It is #4 of 6 in Retail-⁠Miscellaneous Retail by Quality Score, with 2 of 14 chart checks firing. Down 15% from Oct 21 to Nov 10. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is FCFS's Quality Score?

FCFS scores 4 today, which Breakaway calls Below Average (0 to 5). That is #4 of 6 in Retail-⁠Miscellaneous Retail by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind FCFS's 4.

Are insiders buying FCFS?

2 insiders sold $3.1M across 3 filings in the last 6 months. No open-⁠market buys on record. The newest is James H. Graves, Director, who sold $830K on Sep 3. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.