Banc of California (BANC) stock

Banking and loans , market cap $2.8B

Banking and loans

Worth $2.8B

$17.97

-0.19%

As of 10:51 AM ET, delayed 15+ min · Live for Pro members

Quality Score

Below Average

In its industry

#150of 168

Banks

Checks firing

3of 14

Transition

From 52-week high

-18.1%

under its best in a year

BANC's Quality Score fell 2 points on Tue, Nov 10, to 1. Buying slipped from its highest in 20 days (2 chart checks stopped).

See BANC's 14 chart checksSee it live, free for 24 hours. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Why is BANC down?

Down 6% over five years while the S&P 500 rose 73%.

Its pretax margin went from 60.8% in fiscal 2021 to 17.2% in fiscal 2025.

Sources: Price history, Nov 10, 2026; Annual reports, Dec 31, 2025

The other side and the timeline, for Pro members.

Key facts on BANC

Key facts on BANC
Holding it back	Sales down 14% on the year
Latest filing	10-Q, Nov 6 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026

1 more reason behind BANC's 1, free with an account →2 more reasons behind BANC's 1, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.25 pt-0.09 ptTue Nov 10in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Tue Nov 10. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

What's next

Tue Dec 15: Ex-dividend, $0.12 a shareAt the open. Pays Jan 4.

BANC catalysts

Coming up

After its last 4 reports it closed -2.5% on average, higher 2 of 4 times.

11 past catalysts since 2018, with sizes and sources, for Pro members.

Why BANC scores 1

Below Averagefor quality, not price, 3 of 14 chart checks firingWhat the Quality Score means

+3Chart checks 3 of 14 firing right now, one point each
−1Long-term trend below a falling 200-⁠day average

Profit subtractsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth subtractsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.
Insider trades adds

No effect today: Run-up, Size, Dilution, Volatility, Cash flow, Persistence, and News.

What every line is worth, and the reason behind it, on BANC and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:51 AM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when BANC's Quality Score turns up

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How BANC ranks in Banks

BANC is #150 of 168 by Quality Score.

How BANC ranks in Banks
Rank	Stock	Checks	Quality Score
1	CBCCentral Bancompany	10/14	18
2	TMPTompkins Financial	8/14	18
3	OSBCOld Second Bancorp	8/14	17
	AXAxos Financial		Open for its score
	BACBank of America		Open for its score
	BANRBanner		Open for its score
	BAPCredicorp		Open for its score
150	BANCBanc of California	3/14	1

When does BANC report earnings, and what happens after?

Expected to report Wed Jan 20, after the close (in 70 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What BANC reported on Oct 27, 2026

The quarter

Revenue of $303.8M; a profit of $0.46 a share.

“This increase was primarily driven by the $17.7 million increase in interest income on investment securities resulting from the strategic balance sheet repositioning during the second quarter and reinvestment into higher-yielding assets, including a $2.8 million special dividend received on FHLB stock.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

Where the quarter's sales came from
Line	Q3 2026	Q2 2026	Q3 2025
By product
Noninterest Incomeup 22%	$11.9M3%	$11.9M7%	$9.8M2%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 6)

3 more lines, for Pro members.

The outlook

No outlook figures read from this release.

In the company's words

“We expect further improvement in profitability in the fourth quarter as we realize a full quarter of earnings from our securities reinvestment and additional benefits from the completed loan sales.”

From its results filing (SEC filing · Oct 27)

1 more sentence, for Pro members.

The numbers

Market value: $2.8B; today
Sales: $1.6B; down 14.2% on the year

Sales grew 3.7% a year over 3 years, fiscal 2022 to 2025.

Pays $0.48 a share a year.

2 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on BANC: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

+2.8%-12.2%+1.3%

Apr 22Jul 29Oct 27

Reported	When	Gap	Reaction	5 days
Oct 27, 2026After close	After close	-2.1%	+1.3%	+0.7%
Jul 29, 2026Before open	Before open	-6.3%	-12.2%	-7.8%
Apr 22, 2026After close	After close	-2.1%	+2.8%	-0.6%

BANC closed higher after 2 of its last 4 reports.

All 4 reports, and BANC's Quality Score going into each

BANC sales and profit by year

Sales and profit by year

Sales grew in two of the last four years, to $1.8B in 2025. It made a profit in four of the five years.

BANC has 3 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on BANC, and all 14 on every stock.Get in free →

BANC RSI today: 49.6, above its 50-day, below its 200-day

Not scored

RSI 49.6, MACD below signal, above its 50-day, below its 200-day. Not scored.13 readings

The deep dive on BANC

What it does and how it makes money1 findingFor Pro members1 finding on what BANC does and how it makes money, for Pro members
Who holds and trades it4 findingsInsiders bought $100K and sold $193K of shares on the open market in 90 days; the largest, Ido Dotan, sold $193K on Sep 10, 2026.Form 4, filed Sep 11, 2026

4 more findings on BANC, each with its source, for Pro members.

Is BANC's dividend covered? What its financials say

Its dividends come to 22% of its free cash flow.

BANC's dividend against its free cash flow
Dividend	$0.48 a share a year Paid 4 times a year
Paid out	About $75.8M a year $0.48 a share on 158M shares, the count on its cover page as of Oct 30, 2026
Free cash flow	$350M The last four quarters, to Sep 30, 2026
Record	Raised in the last year Against the payout a year before, each year

BANC insider trades

One insider bought $100K across 1 filing, and 3 insiders sold $596K across 3 filings, in the last 6 months. The newest:

BuyJared M. Wolff$100KChairman and CEOat $18.18 on Oct 30, filed Nov 2

BuyJared M. WolffChairman and CEO$100Kat $18.18 on Oct 30, filed Nov 2

All 4 insider filings on BANC from the last six months, for Pro members.

All BANC insider trades

BANC trades by Congress and the executive branch

One trade disclosed in the last six months. The newest:

SellDonald Trump$50K to $100KPresident (R)traded Jul 29, disclosed Sep 22(55 days later)

SellDonald TrumpPresident (R)$50K to $100Ktraded Jul 29, disclosed Sep 22(55 days later)

See what Congress is buying across the market

BANC's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Jared M. WolffChairman and CEO · 1 trade
Joseph KauderChief Financial Officer · no trades on file
Bryan M. CorsiniChief Credit Officer · 2 trades
Hamid HussainPresident of the Bank · 1 trade
Ido DotanGeneral Counsel, Corp Secrty · 1 trade
Olivia I. LindsayChief Risk Officer · 1 trade
Joseph J. RiceSr EVP and Vice Chairman · no trades on file
Karen HonChief Accounting Officer · no trades on file

8 more officers and directors file at BANC.

See insider trades by person

Which ETFs hold BANC?

In ETFs: BANC is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.

About Banc of California

Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.

1,904 employeesSanta Ana, CAbancofcal.com

What Banc of California says it competes with

“The banking business is highly competitive.”

From its annual report, SEC filing · Feb 27, 2026

Here is what Pro members see.

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Every line of the score
Price action, the company, and signals, each with its points, on BANC and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
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Who reports each day, and how each stock took its last four reports.
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Each date in the company's words, its cash against the date, and an optional alert before it.
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What would turn BANC's score around: 6 things
2 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayNov 2Jared M. Wolff bought BANC$100K at $18.18, filed Nov 2

Alerts are optional.

See BANC's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 11, 2026: BANC's Quality Score is 1 (Below Average), #150 of 168 in Banks. Insiders bought $100K and sold $596K in the last 6 months (Form 4).

What does BANC's Quality Score say?

BANC scores 1 today, which Breakaway calls Below Average. It is #150 of 168 in Banks by Quality Score, with 3 of 14 chart checks firing. Down 6% over five years while the S&P 500 rose 73%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is BANC's Quality Score?

BANC scores 1 today, which Breakaway calls Below Average (0 to 5). That is #150 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind BANC's 1.

Are insiders buying BANC?

One insider bought $100K across 1 filing, and 3 insiders sold $596K across 3 filings, in the last 6 months. The newest is Jared M. Wolff, Chairman and CEO, who bought $100K on Oct 30. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.