Bank of America (BAC) logo

Bank of America (BAC) stock

Banking and wealth , market cap $354B

Close
$49.57
-0.88%

After-hours $49.60 +0.06%

As of 7:08 PM ET after-hours, delayed 15+ min · Live for Pro members

Quality Score
1
Below Average
In its industry
#154of 167

BAC's Quality Score fell 1 point on Fri, Oct 30, to 1. Made no higher high and higher low.

See BAC's 14 chart checksSee it live, free until Wednesday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Why does BAC lag the market?

Up 18% over five years while the S&P 500 rose 76%.

“Business Lending revenue decreased $698 million in 2025 compared to 2024 primarily driven by lower net interest income.”

Its fiscal 2025 10-K said

Sources: Price history, Oct 30, 2026; Annual report (10-K), Feb 25, 2026

1 more reason, free with an account →1 more reason why BAC lags the market, from its filings, with the other side, how the business stands, the company's words, the timeline, and its peers, for Pro members.

Key facts on BAC

Key facts on BAC
Holding it backBelow its 200-day since September
Latest filing8-K, Oct 23 Changed its shareholders' rights and changed its bylaws or fiscal year
1 more reason behind BAC's 1, free with an account →1 more reason behind BAC's 1, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.32 pt0.00 ptMon Nov 2in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Mon Nov 2. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

What's next

Fri Dec 4: Ex-dividend, $0.32 a shareAt the open. Pays Dec 24.

BAC catalysts

Coming up

After its last 4 reports it closed -1.2% on average, higher 2 of 4 times.

1 past catalyst since 2018, with sizes and sources, for Pro members.Get in free →

Why BAC scores 1

Below Averagefor quality, not price, 0 of 14 chart checks firingWhat the Quality Score means

  • −2Long-term trend below a falling 200-⁠day average, down over one year
  • +2Size $354.0B, mega cap
  • Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
  • Government filings subtracts

No effect today: Chart checks, Run-up, Growth, Dilution, Volatility, Cash flow, Persistence, and News.

What every line is worth, and the reason behind it, on BAC and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 7:08 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-⁠scored stocks returned 2.2x the average stock over the next month. How we tested it

Alert me when BAC's Quality Score turns up

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Here is what Pro members see.

  • The same page for Pro members, on AMD

    Its Quality Score and rank, the line that drives it, and the live price.

  • The full chart

    A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.

  • Every line of the score

    Price action, the company, and signals, each with its points, on BAC and every other stock.

  • CEOs buying their own stock

    Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.

  • Congress trades

    A member's trades, newest first, each with its amount. Sort and filter the whole list.

  • 14 chart checks, read for you

    The ones firing on the stock, each in plain words, its rule a tap away.

  • Earnings, week by week

    Who reports each day, and how each stock took its last four reports.

  • FDA dates, counted down

    Each date in the company's words, its cash against the date, and an optional alert before it.

  • The market map

    Every stock a box, colored by its Quality Score.

  • Themes, ranked live

    Each theme's stocks ranked by Quality Score, live. Here, AI chips.

  • The top 10, every day

    The ten highest Quality Scores at each close, kept day by day, week by week.

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Nothing is firing on BAC right now

Volume1 of 3 shown
Tight range1 of 3 shown
Buying1 of 3 shown
The other 10 checks on BAC, and all 14 on every stock.Get in free →

BAC RSI today: 25.9, below its 50-day and 200-day averages

Not scored

Not in the Quality Score: over 20 years of tests, 2006 to 2026, they added no edge.

The deep dive on BAC

5 more findings on BAC, each with its source, for Pro membersGet in free →

How BAC ranks in Banks

BAC is #154 of 167 by Quality Score.

How BAC ranks in Banks
154Bank of America (BAC) logoBACBank of America1

Net income over four quarters: BAC $33.7B, JPM $65.1B, WFC $22.6B, COF $10.5B.

More in Banks

When does BAC report earnings, and what happens after?

Reports Fri Jan 15, before the open (in 74 days). Confirmed.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What BAC reported on Oct 14, 2026

The quarter

Revenue of $30.0B; a profit of $0.91 a share.

“Revenue, net of interest expense, of $30.0 billion ($30.1 billion FTE),(A) up 3%, reflected higher net interest income (NII) and asset management fees, as well as lower sales and trading revenue and investment banking fees”

The quarter that ended Sep 30, from the company's press release

The press releaseThe filing on EDGAR

Where the sales came from

BAC's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

In the company's words

  • “NII of $16.4 billion ($16.6 billion FTE),(A) up 8%, driven primarily by higher loan and deposit balances, higher NII related to Global Markets activity and fixed-rate asset repricing”

From its results filing (SEC filing · Oct 14)

1 more sentence, for Pro members.

The numbers

Market value
$354B
today
Sales
$121B
up 9.7% on the year

Sales grew 5.7% a year over 5 years, fiscal 2020 to 2025.

Pays $1.28 a share a year.

2 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on BAC: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.Get in free →
ReportedGapReaction5
sessions
Oct 14, 2026Before open-7.7%-4.8%-6.2%
Jul 14, 2026Before open-0.8%+1.9%+1.6%
Apr 15, 2026Before open+1.7%+1.8%+0.2%

BAC closed higher after 2 of its last 4 reports.

All 4 reports, and BAC's Quality Score going into each

BAC sales and profit by year

Sales and profit by year

Sales grew in six of the last seven years, to $113B in 2025. It made a profit in each of the eight years.

Insiders trading BAC

BAC trades by Congress and the executive branch

20 trades disclosed in the last six months. The newest:

SellLaurel Lee$50K to $100KHousetraded Aug 24, disclosed Oct 16(53 days later)
All 20 trades on BAC disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

BAC's officers and directors

Officers and directors with a Form 4 in the last 12 months.

15 more officers and directors file at BAC. Each page above names the rest.

See insider trades by person

Which ETFs hold BAC?

In ETFs: BAC is 1.4% of DGRO, 1.4% of VIG, and 1.3% of VYM, the most of the 24 funds Breakaway covers, by their holdings as filed for Jul 31, 2026.

About Bank of America

Bank of America is a formidable financial titan with a $3.43 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.

213,000 employeesCharlotte, NCbankofamerica.com

What Bank of America says it competes with

“We operate in a highly competitive environment.”

From its annual report, SEC filing · Feb 25, 2026

2 more sentences, what it says it does, and its sales by region, for Pro membersGet in free →

BAC's score card

Bank of America (BAC): Quality Score 1, Below Average, #154 of 167 in Banks, with its price, on Breakaway
The picture a link to this page shows when it is shared.

Pro members see every line of every stock's score.

  • What would turn BAC's score around: 5 things
  • 4 more filings explained, a plain line each
  • Real-⁠time prices, no delay
BreakawayAug 22Donald Trump bought BAC$15K to $50K, disclosed Aug 22

Alerts are optional.

See BAC's 14 chart checks

See it live, free until Wednesday morning. No account. No card. Then keep going with a free account.

Straight Answers

As of Nov 2, 2026: BAC's Quality Score is 1 (Below Average), #154 of 167 in Banks.

Is BAC a good stock to buy? What its Quality Score says

BAC scores 1 today, which Breakaway calls Below Average. It is #154 of 167 in Banks by Quality Score, with 0 of 14 chart checks firing. Up 18% over five years while the S&P 500 rose 76%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is BAC's Quality Score?

BAC scores 1 today, which Breakaway calls Below Average (0 to 5). That is #154 of 167 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind BAC's 1.

When does BAC report earnings?

Reports Fri Jan 15, before the open, a date the company confirmed. BAC closed higher after 2 of its last 4 reports. Past behavior, not a forecast.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.

The moves after past earnings reports are past behavior, not a forecast.

The price, the score, the chart checks and readings, and the industry rank on this page are delayed at least 15 minutes.

Our top-scored stocks' record: Oct 2021 to Sep 2026, before costs. Recorded live since Sep 9 2026.

Breakaway publishes impersonal securities research and analytical tools: one formula, the same score for everyone. It is not personalized investment advice, and nothing here is a recommendation to buy or sell any security.

Market data from a licensed vendor. The age of every quote is shown on the page.

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