AX's Quality Score fell 2 points on Tue, Nov 10, to 5. Buying slipped from its highest in 20 days (2 chart checks stopped).
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Up 154% over three years while the S&P 500 rose 80%.
“The increase in stockholders’ equity primarily reflects net income of $490.4 million, partially offset by repurchases of $22.0 million of common stock.”
| The company | Sales up 24% on the year |
| Latest filing | 8-K, Oct 29 |
Thu Nov 12: Annual meeting5:00 PM ET. Proxy filed Sep 24.
After its last 4 reports it closed -1.0% on average, higher 2 of 4 times.
Below Averagefor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means
AX is #119 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
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| Open for its score | ||
| 119 |
Expected to report Thu Jan 28, after the close (in 79 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
The figures are not read from the release yet.
“Net interest income increased $40.2 million, or 13.8%, for the three months ended September 30, 2026, compared to the three months ended September 30, 2025, primarily due to an increase in interest income earned on loans, partially offset by a decrease in interest income on deposits at other financial institutions, and increases in interest expense on advances from the Federal Home Loan Bank and secured financings.”
AX's results filing gives no sales by line in a table we read.
No outlook figures read from this release.
“The increase was primarily due to operating lease rental and other income from the acquisition of Verdant Commercial Capital, LLC (“Verdant”) on September 30, 2025, commercial office complex operating lease rental income and higher prepayment penalty income.”
From its results filing (SEC filing · Oct 29)
Sales grew 7.6% a year over 3 years, fiscal 2023 to 2026.
Its share count fell 1.7% a year over 3 years.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 29, 2026 | -2.4% | -2.3% | -0.1% |
| Jul 30, 2026 | +4.0% | +3.0% | +3.5% |
| Apr 30, 2026 | -2.9% | -9.4% | -9.1% |
Sales grew in three of the last four years, to $81.3M in 2026. It made a profit in each of the five years.
RSI 51.6, MACD above signal, above its 50-day, below its 200-day. Not scored.
3 insiders sold $454K across 4 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: AX is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.
Axos Financial Inc is a technology-driven, diversified financial services company. Its client-centric, technology-enabled services model provides secure and scalable banking, clearing and custody, and investment advisory solutions to retail and business customers. The Bank provides consumer and commercial banking products and services through its digital online and mobile banking platforms, low-cost distribution channels and affinity partners. It offers deposit and lending products to customers nationwide including consumer and business checking, savings, etc. Its segments are Banking Business Segment and the Securities Business Segment. Majority of income comes from Banking Business Segment- It distribute its loan products through its retail, correspondent and wholesale channels.
“The market for banking and financial services is intensely competitive, and we expect this competition to continue.”
AX scores 5 today, which Breakaway calls Below Average. It is #119 of 168 in Banks by Quality Score, with 1 of 14 chart checks firing. Up 154% over three years while the S&P 500 rose 80%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
AX scores 5 today, which Breakaway calls Below Average (0 to 5). That is #119 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind AX's 5.
3 insiders sold $454K across 4 filings in the last 6 months. No open-market buys on record. The newest is Thomas M. Constantine, Insider, who sold $86K on Nov 9. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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