Why NWBI beats the market
Up 38% in a year while the S&P 500 rose 12%.
“This increase was driven by an increase in net interest income of $6 million”
NWBI's Quality Score rose 1 point on Tue, Nov 10, to 13.
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Up 38% in a year while the S&P 500 rose 12%.
“This increase was driven by an increase in net interest income of $6 million”
| The chart | Above a rising 200-day average |
| Latest filing | 10-Q, Nov 5 |
After its last 4 reports it closed +1.8% on average, higher 3 of 4 times.
Above Averagefor quality, not price, 6 of 14 chart checks firingWhat the Quality Score means
NWBI is #36 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 36 |
Net income over four quarters: NWBI $201M, FCF $172M, STBA $144M.
Expected to report Mon Jan 25, after the close (in 76 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
A profit of $0.34 a share, from $0.02.
“This decrease was primarily driven by an increase in provision for credit losses expense of $2 million and an increase in noninterest expense of $5 million which were partially offset by an increase in net interest income of $2 million and an increase in noninterest income of $2 million.”
NWBI's results filing gives no sales by line in a table we read.
No outlook figures read from this release.
“Net income increased from the quarter ended September 30, 2025 and decreased from the quarter ended June 30, 2026 due to the factors discussed above.”
From its results filing (SEC filing · Oct 26)
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 26, 2026 | 0.0% | -1.7% | +0.9% |
| Jul 27, 2026 | +3.0% | +3.2% | +3.0% |
| Apr 27, 2026 | +1.4% | +5.0% | +2.1% |
RSI 47.9, MACD below signal, below its 50-day, above its 200-day. Not scored.
Its dividends come to 99% of its free cash flow.
| Dividend | $0.80 a share a year |
| Paid out | About $117M a year |
| Free cash flow | $118M |
2 insiders bought $165K across 3 filings, and one insider sold $209K across 1 filing, in the last 6 months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: NWBI is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
Northwest Bancshares Inc is a stockholding company for Northwest Bank. Northwest Bank is a stock savings bank and a community-oriented financial institution, offering personal and commercial banking solutions, business services, investment management, trust services, and insurance products. It also offers consumer finance loans through a wholly-owned subsidiary. The bank's loan portfolio segment consists of personal banking and Commercial Banking loans. Personal banking includes residential mortgages, home equity loans, and other consumer loans. Commercial Banking loans consist of commercial real estate loans and commercial loans. Net interest income is the company's primary contributor to revenue.
NWBI scores 13 today, which Breakaway calls Above Average. It is #36 of 168 in Banks by Quality Score, with 6 of 14 chart checks firing. Up 38% in a year while the S&P 500 rose 12%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
NWBI scores 13 today, which Breakaway calls Above Average (11 to 14). That is #36 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind NWBI's 13.
2 insiders bought $165K across 3 filings, and one insider sold $209K across 1 filing, in the last 6 months. The newest is Charles E. Kranich, Director, who bought $19K on Aug 20. Every filing, with the scored weight, for Pro members.
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.
Insider and Congress trades, the chart, and the financials, in one score.
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