Northpointe Bancshares (NPB) logo

Northpointe Bancshares (NPB) stock

Mortgages and deposits , market cap $534M

$15.23
-1.36%

As of Monday's close · Live for Pro members at the open

Quality Score
4
Below Average
In its industry
#141of 167

NPB's Quality Score rose 1 point on Mon, Oct 26, to 4. Buyback, in the news. 1 more reason, for Pro members.

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Key facts on NPB

Key facts on NPB
Holding it backBelow its 200-day since August
Latest filing8-K, Oct 20 Reported its quarterly results and announced a restructuring

3 more reasons behind NPB's 4, for Pro members.

NPB in the news

NPB catalysts

Coming up

After its last 4 reports it closed -4.3% on average, higher 1 of 4 times.

2 past catalysts since 2026, with sizes and sources, for Pro members.Get in free →

Why NPB scores 4

Below AverageTrending down, 1 of 14 chart checks firingWhat the Quality Score means

  • −2Long-term trend below a falling 200-⁠day average, down over one year
  • +2Profit A profit of $90M over the last four quarters, up 33% from $67M the four before, from the SEC filingsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
  • Chart checks adds
  • News adds
  • Insider trades adds

No effect today: Run-up, Size, Growth, Dilution, Volatility, Cash flow, and Persistence.

What every line is worth, and the reason behind it, on NPB and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 8:36 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-⁠scored stocks returned 2.2x the average stock over the next month. How we tested it

Alert me when NPB's Quality Score turns up

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Here is what Pro members see.

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  • Every line of the score

    Price action, the company, and signals, each with its points, on NPB and every other stock.

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  • Congress trades

    A member's trades, newest first, each with its amount. Sort and filter the whole list.

  • 14 chart checks, read for you

    The ones firing on the stock, each in plain words, its rule a tap away.

  • Earnings, week by week

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    Each date in the company's words, its cash against the date, and an optional alert before it.

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NPB has 1 of 14 chart checks firing

Volume1 of 3 shown
Tight range1 of 3 shown
Buying1 of 3 shown
The other 10 checks on NPB, and all 14 on every stock.Get in free →

NPB RSI today: 41.7, below its 50-day and 200-day averages

Not scored

Not in the Quality Score: over 20 years of tests, 2006 to 2026, they added no edge.

The deep dive on NPB

3 more findings on NPB, each with its source, for Pro membersGet in free →

How NPB ranks in Banks

NPB is #141 of 167 by Quality Score.

How NPB ranks in Banks
141Northpointe Bancshares (NPB) logoNPBNorthpointe Bancshares4

More in Banks

When does NPB report earnings, and what happens after?

Expected to report Tue Jan 19, after the close (in 85 days). Expected.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What NPB reported on Oct 20, 2026

The quarter

A profit of $0.39 a share, from $0.57.

“$9.3 million combined decrease in fair value of loans held for investment ( “ HFI ” ) and lender risk account ( “ LRA ” ), partially offset by a $5.0 million increase in fair value of mortgage servicing rights ( “ MSRs ” ), collectively driven by an increase in market interest rates.”

The quarter that ended Sep 30, from the company's press release

The press releaseThe filing on EDGAR

Where the sales came from

Where the quarter's sales came from
LineSept
30, 2026
June
30, 2026
Sept
30, 2025
End of Period Loan Balances
Constructiondown 66%$6.4M<1%$8.3M<1%$19M<1%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Oct 20)

18 more lines, for Pro members.

The outlook

The outlook the company gave, by period
MeasureFigure
Q4 2026
Restructuring charges$6M to $7M

Figures as filed (SEC filing, Oct 20)

The numbers

Market value
$534M
today

No analyst estimates on Breakaway: every figure here is filed.

The whole report on NPB: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.Get in free →
ReportedGapReaction5
sessions
Oct 20, 2026After close-12.6%-4.1%open
Jul 21, 2026After close-6.5%-9.7%-7.5%
Apr 21, 2026After close-0.2%-4.5%-4.5%

NPB closed higher after 1 of its last 4 reports.

All 4 reports, and NPB's Quality Score going into each

Who is trading NPB

NPB insider trades

One insider bought $2.8M across 3 filings in the last 6 months. No open-⁠market sales on record. The newest:

BuyCharles Alan Williams$1.4MChairman & CEOat $16.74 on Sep 1, filed Sep 2
All 3 insider filings on NPB from the last six months, for Pro members.Get in free →

All NPB insider trades

NPB's officers and directors

Officers and directors with a Form 4 in the last 12 months.

See insider trades by person

Which ETFs hold NPB?

In ETFs: NPB is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.

About Northpointe Bancshares

Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.

491 employeesGrand Rapids, MInorthpointe.com

NPB's score card

Northpointe Bancshares (NPB): Quality Score 4, Below Average, #141 of 167 in Banks, with its price, on Breakaway
The picture a link to this page shows when it is shared.

Pro members see every line of every stock's score.

  • What would turn NPB's score around: 4 things
  • 3 more filings explained, a plain line each
  • Real-⁠time prices, no delay
BreakawaySep 2Charles Alan Williams bought NPB$1.4M at $16.74, filed Sep 2

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See NPB's 14 chart checks

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Straight Answers

As of Oct 26, 2026: NPB's Quality Score is 4 (Below Average), #141 of 167 in Banks. Insiders bought $2.8M in the last 6 months (Form 4).

Is NPB a good stock to buy? What its Quality Score says

NPB scores 4 today, which Breakaway calls Below Average. It is #141 of 167 in Banks by Quality Score, with 1 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is NPB's Quality Score?

NPB scores 4 today, which Breakaway calls Below Average (0 to 5). That is #141 of 167 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind NPB's 4.

Are insiders buying NPB?

One insider bought $2.8M across 3 filings in the last 6 months. No open-⁠market sales on record. The newest is Charles Alan Williams, Chairman & CEO, who bought $1.4M on Sep 1. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.

The moves after past earnings reports are past behavior, not a forecast.

The price, the score, the chart checks and readings, and the industry rank on this page are delayed at least 15 minutes.

Our top-scored stocks' record: Oct 2021 to Sep 2026, before costs; recorded live since Sep 9 2026.

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