Nu Holdings (NU) stock

Digital bankingFintech and payments

Market cap $58B

$11.62

+0.09%

Digital banking, market cap $58BFintech and payments

After-hours $11.68 +0.52%

As of 5:08 PM ET after-hours, delayed 15+ min · Live for Pro members

Why is NU down?

Fell 17% on Oct 26.

Its industry held up: the 12 other stocks in it were flat that day.

−1Long-term trend below a rising 200-day average, down over one year, down over two years

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1 more thing pulling NU's score down, for Pro members.

Quality Score

Below Average

In its industry

#4of 13

Financial Services

Checks firing

1of 14

Trending down

From 52-week high

-38.8%

Below the 200-day

NU's Quality Score rose 1 point on Mon, Nov 2, to 2.

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Key facts on NU

Key facts on NU
Holding it back	Moves 6.0% a day with no profit behind it
Latest filing	20-F, Apr 16 Filed its annual report (20-F) for the year to Dec 31, 2024

1 more reason behind NU's 2, free with an account →2 more reasons behind NU's 2, for Pro members.

Tested. Our top-⁠scored stocks returned 2.2x the average stock over the next month. How we tested it

NU catalysts

Coming up

After its last 4 reports it closed -1.1% on average, higher 2 of 4 times.

2 past catalysts since 2022, with sizes and sources, for Pro members.Get in free →

Here is what Pro members see.

The same page for Pro members, on AMD
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on NU and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
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Each date in the company's words, its cash against the date, and an optional alert before it.
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NU has 1 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on NU, and all 14 on every stock.Get in free →

NU RSI today: 30.9, below its 50-day and 200-day averages

Not scored

Not in the Quality Score: over 20 years of tests, 2006 to 2026, they added no edge.

RSI 1430.9
Above 30, below 50.
MACD (12, 26, 9)Below signal
Crossed below its signal line 7 sessions ago.
50-day average$14.26
The price is 18.5% below it.
200-day average$14.43
The price is 19.5% below it.
50/200 crossDeath cross
The 50-day crossed below the 200-day on Apr 15.
ADX 1425.1
25 or more, with +DI below -DI.
Support$11.51
Swing low from Jun 11, 0.9% below the price.
Resistance$13.30
Swing high from May 21, 14.5% above the price.
52-week high$18.98
From Jan 29, 63.3% above the price.
52-week low$11.20
From Jun 3, 3.6% below the price.
Chart patternNone
No triangle, channel, or wedge in the last year.
Bollinger Bands (20, 2)Inside
The bands run from $11.21 to $17.32.
Volume0.7x
Against its 20-day average, for the time of day.

The deep dive on NU

What it does and how it makes money1 findingFor Pro members1 finding on what NU does and how it makes money, for Pro members
What changed in its filings1 finding"On September 8, 2023, Instituto de Defesa Coletiva, or 'IDC' filed a class action lawsuit against Nu Pagamentos and other financial institutions (5 in total) seeking a R$ 50 million indemnification for the financial crisis that affected 123 Milhas …" (20-F for fiscal 2024)SEC filing · Apr 16, 2025
Who holds and trades it2 findingsFor Pro members2 findings on who holds and trades NU, for Pro members
Against its closest peers4 peersFor Pro membersNU against 4 peers, fact by fact, for Pro members

3 more findings on NU, each with its source, for Pro membersGet in free →

How NU ranks in Financial Services

NU is #4 of 13 by Quality Score.

How NU ranks in Financial Services
1	RHLDResolute Holdings Management	2/14	4
3	KLARKlarna	4/14	3
4	NUNu	1/14	2
	JFINJiayin		Open for its score
	PWPPerella Weinberg Partners		Open for its score
	QFINQfin		Open for its score

When does NU report earnings, and what happens after?

Reports Thu Nov 12, after the close (in 10 days). Confirmed.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

-9.6%-5.7%+9.3%

Feb 25May 14Aug 13

Reported	When	Gap	Reaction	5 sessions
Aug 13, 2026After close	After close	+13.0%	+9.3%	+2.0%
May 14, 2026After close	After close	-7.2%	-5.7%	+1.8%
Feb 25, 2026After close	After close	-4.4%	-9.6%	-9.9%

NU closed higher after 2 of its last 4 reports.

All 4 reports, and NU's Quality Score going into each

Everyone reporting earnings next week

Insiders trading NU

NU insider trades

3 insiders sold $4.6M across 3 filings in the last 6 months. No open-⁠market buys on record. The newest:

SellHenrique Camossa Saldanha Fragelli$3.5MChief Risk Officerat $15.81 on Aug 14, filed Aug 18

SellHenrique Camossa Saldanha FragelliChief Risk Officer$3.5Mat $15.81 on Aug 14, filed Aug 18

All 3 insider filings on NU from the last six months, for Pro members.Get in free →

All NU insider trades

NU's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Cristina Helena Zingaretti JunqueiraUS CEO & Chief Growth Officer · 6 trades
Osorno David VelezChairman and CEO
Guilherme Marques LagoChief Financial Officer
Robert Philip LivingstonChief Financial Officer
Henrique Camossa Saldanha FragelliChief Risk Officer · 1 trade
Eric YoungChief Technology Officer
Sarah K. WilsonChief Legal Officer
Anita M. SandsDirector · 1 trade

7 more officers and directors file at NU. Each page above names the rest.

See insider trades by person

About Nu Holdings

Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil's concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.

10,027 employeesnubank.com.br

What Nu Holdings says it competes with

“At the same time, we continue to face competition from other firms, including large incumbent financial institutions, major technology companies, and smaller emerging fintech entrants.”

From its annual report, SEC filing · Apr 16, 2025

2 more sentences and what it says it does, for Pro membersGet in free →

NU's score card

Nu Holdings (NU): Quality Score 2, Below Average, #4 of 13 in Financial Services, with its price, on Breakaway — The picture a link to this page shows when it is shared.

Pro members see every line of every stock's score.

What would turn NU's score around: 5 things
2 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayAug 18Henrique Camossa Saldanha Fragelli sold NU$3.5M at $15.81, filed Aug 18

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See NU's 14 chart checks

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Straight Answers

As of Nov 2, 2026: NU's Quality Score is 2 (Below Average), #4 of 13 in Financial Services. Insiders sold $4.6M in the last 6 months (Form 4).

Is NU a good stock to buy? What its Quality Score says

NU scores 2 today, which Breakaway calls Below Average. It is #4 of 13 in Financial Services by Quality Score, with 1 of 14 chart checks firing. Fell 17% on Oct 26. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is NU's Quality Score?

NU scores 2 today, which Breakaway calls Below Average (0 to 5). That is #4 of 13 in Financial Services by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind NU's 2.

Are insiders buying NU?

3 insiders sold $4.6M across 3 filings in the last 6 months. No open-⁠market buys on record. The newest is Henrique Camossa Saldanha Fragelli, Chief Risk Officer, who sold $3.5M on Aug 14. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.