Why is KLAR down?
Down 65% from its Nov 12, 2025 high.
- It went from a $21.0M profit in fiscal 2024 to a $273.0M loss in fiscal 2025.
KLAR's Quality Score rose 2 points on Mon, Nov 2, to 2.
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Down 65% from its Nov 12, 2025 high.
| Holding it back | Below its 200-day since June |
| Latest filing | 20-F, Feb 26 |
Tue Dec 1: UBS 30th Annual Global Technology…Investor conference · date confirmed.
1 more date ahead: the conference, for Pro members.
After its last 2 reports it closed -1.3% on average, higher 1 of 2 times.
Below Averagefor quality, not price, 3 of 14 chart checks firingWhat the Quality Score means
KLAR is #3 of 13 by Quality Score.
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Reports Tue Nov 17, before the open (in 15 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
| Reported | Gap | Reaction | 5 sessions |
|---|---|---|---|
| Aug 18, 2026 | -19.7% | -22.8% | -27.7% |
| May 14, 2026 | +13.1% | +20.3% | +17.5% |
Sales grew every year from 2023 to 2025, to $3.5B. It lost money in 2025 after a profit in 2024.
One insider bought $9.9M across 1 filing in the last 6 months. No open-market sales on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
Klarna is the largest pure-play in the buy now, pay later space. The company operates a two-sided network with a payment method at its core, but it is ultimately a lender. Merchants sign up with Klarna to increase turnover in their stores. Primarily, Klarna can provide merchants with higher conversion rates and average order values relative to other payment methods. Some merchants enter a symbiotic relationship with Klarna, advertising its brand on the product page to drive conversion and to benefit from Klarna's brand value in the merchant's sales funnel. Customers use Klarna for its ease of use, quick access to credit, zero-interest financing, and lower reminder fees.
“The markets in which we operate are competitive and evolving rapidly, including with respect to consumer preferences and regulatory landscape.”
KLAR scores 2 today, which Breakaway calls Below Average. It is #3 of 13 in Financial Services by Quality Score, with 3 of 14 chart checks firing. Down 65% from its Nov 12, 2025 high. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
KLAR scores 2 today, which Breakaway calls Below Average (0 to 5). That is #3 of 13 in Financial Services by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind KLAR's 2.
One insider bought $9.9M across 1 filing in the last 6 months. No open-market sales on record. The newest is Sebastian Siemiatkowski, Chief Executive Officer, who bought $9.9M on Aug 26.
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