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Down 6% over five years while the S&P 500 rose 72%.
| Holding it back | Below its 200-day since September |
| Latest filing | 8-K, Nov 3 |
Fri Nov 27: Ex-dividend, $0.33 a shareAt the open. Pays Dec 15.
After its last 4 reports it closed -2.5% on average, higher 0 of 4 times.
Poorfor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means
NBHC is #166 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 166 |
Expected to report Tue Jan 26, after the close (in 77 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
A loss of $0.20 a share.
“We reported a net loss of $8.8 million, driven primarily by $40.6 million of provision expense tied to a handful of specifically identified commercial credits, mainly in the franchise and healthcare industries.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Service charges and other fees | $5.5M | $5.4M | $5.3M |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 3)
No outlook figures read from this release.
“The increase was primarily driven by write downs on specifically identified commercial loans, principally within the franchise and healthcare industries, related to credit events impacting the third quarter.”
From its results filing (SEC filing · Oct 27)
EPS held about even over 5 years, fiscal 2020 to 2025.
Pays $1.32 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 27, 2026 | -1.0% | -3.9% | -3.8% |
| Jul 21, 2026 | -4.6% | -4.3% | -6.7% |
| Apr 21, 2026 | -1.4% | -1.5% | +2.6% |
Sales grew in four of the last five years, to $47.1M in 2025. It made a profit in each of the six years.
RSI 40.2, MACD below signal, below both averages. Not scored.
2 insiders sold $190K across 2 filings in the last 6 months. No open-market buys on record. The newest:
One trade disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: NBHC is under 0.1% of SCHD, under 0.1% of VIG, and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.
National Bank Holdings Corp offers a full range of banking products and financial services to commercial, business, and consumer clients predominantly in Colorado, with a focus on personalized service through relationship managers and banking center associates. The company provides commercial and industrial loans, non-owner occupied commercial real estate loans, Small Business Administration loans as a Preferred Lender Provider, U.S. Department of Agriculture and Farm Service Agency loans, commercial deposit and treasury management products, business online and mobile banking, consumer and residential real estate loans, deposit services, and trust and wealth management services. Its services emphasize full-relationship banking, integrating lending, deposits, and cash management solutions.
“The banking landscape in our primary markets of Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico and Idaho is highly competitive and quite fragmented, with many small banks having limited market share while the large out-of-state national and super-regional banks control the majority of deposits and profitable banking relationships.”
NBHC scores -1 today, which Breakaway calls Poor. It is #166 of 168 in Banks by Quality Score, with 1 of 14 chart checks firing. Down 6% over five years while the S&P 500 rose 72%. Shares: 17.2% more than a year ago (to Sep 30). Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
NBHC scores -1 today, which Breakaway calls Poor (below zero). That is #166 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind NBHC's -1.
2 insiders sold $190K across 2 filings in the last 6 months. No open-market buys on record. The newest is Art Zeile, Director, who sold $150K on Oct 30. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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