M&T Bank (MTB) stock
MTB's Quality Score fell 3 points on Tue, Nov 10, to 3. Its price fell below its falling average of the last 200 days.
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Key facts on MTB
| Holding it back | Below a falling 200-day average |
| Latest filing | 10-Q, Nov 5 |
What moves banks
MTB catalysts
After its last 4 reports it closed -0.1% on average, higher 1 of 4 times.
Why MTB scores 3
Below Averagefor quality, not price, 2 of 14 chart checks firingWhat the Quality Score means
- +2Chart checks 2 of 14 firing right now, one point each
- −1Long-term trend below a falling 200-day average
- Size adds
- Profit adds
How MTB ranks in Banks
MTB is #137 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 137 |
Share count against a year before: MTB -7.3%, PNC +1.3%, RF -4.3%.
When does MTB report earnings, and what happens after?
Reports Tue Jan 19, before the open (in 70 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
What MTB reported on Oct 16, 2026
The quarter
A profit of $5.04 a share.
“Mortgage banking revenues increased $25 million reflecting a rise in residential mortgage loan sub-servicing income.”
Where the sales came from
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Fiduciary and Trust | $230M | $197M | $217M |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 5)
The outlook
No outlook figures read from this release.
In the company's words
“Taxable-equivalent net interest income increased $32 million, or 2%, as compared with the year-earlier third quarter reflecting lower rates paid on average interest-bearing deposits and growth in average loans and investment securities, partially offset by lower yields received on loans.”
From its results filing (SEC filing · Oct 16)
The numbers
- $32B
- today
- $1.7B
- up 5.5% on the year
Sales grew 2.8% a year over 3 years, fiscal 2022 to 2025.
Pays $6.00 a share a year.
Close after the report, last 3
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 16, 2026 | +1.3% | -1.5% | +1.9% |
| Jul 15, 2026 | +0.8% | +2.8% | +2.8% |
| Apr 15, 2026 | +0.4% | -1.6% | -0.7% |
MTB sales and profit by year
Sales grew in two of the last three years, to $1.7B in 2025. It made a profit in each of the four years.
MTB has 2 of 14 chart checks firing
MTB RSI today: 48.4, below its 50-day and 200-day averages
RSI 48.4, MACD above signal, below both averages. Not scored.
The deep dive on MTB
- What it does and how it makes money
- Where it standsWeighted shares, the quarter to Sep 30, 2026
- What changed in its filingsSEC filing · Nov 5, 2026
- Who holds and trades it
- Against its closest peers
MTB insider trades
4 insiders sold $930K across 5 filings in the last 6 months. No open-market buys on record. The newest:
MTB trades by Congress and the executive branch
2 trades disclosed in the last six months. The newest:
MTB's officers and directors
Officers and directors with a Form 4 in the last 12 months.
Which ETFs hold MTB?
In ETFs: MTB is 0.2% of DGRO, 0.1% of VYM, and under 0.1% of SPYI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
About M&T Bank
M&T Bank is a US regional bank with around $220 billion in assets as of the end of the second quarter of 2026. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New England and the US Mid-Atlantic. M&T Bank boasts a community banking approach, and boasts over 900 branches in 13 states and Washington, D.C. Apart from retail and commercial banking, M&T Bank also has wealth management operations through Wilmington Trust and a partnership with LPL Financial, and a corporate trust business.
What M&T Bank says it competes with
“The Company faces extensive and intensive competition in the products and services it offers.”
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- What would turn MTB's score around: 6 things
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Straight AnswersStraight Answers
What does MTB's Quality Score say?
MTB scores 3 today, which Breakaway calls Below Average. It is #137 of 168 in Banks by Quality Score, with 2 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
What is MTB's Quality Score?
MTB scores 3 today, which Breakaway calls Below Average (0 to 5). That is #137 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind MTB's 3.
Are insiders buying MTB?
4 insiders sold $930K across 5 filings in the last 6 months. No open-market buys on record. The newest is Rudina Seseri, Director, who sold $150K on Aug 21. Every filing, with the scored weight, for Pro members.
Are the prices delayed?
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.