Why does JKHY lag the market?
Up 4% over five years while the S&P 500 rose 76%.
“We anticipate relative weakness to the year to date in fiscal Q4 non-GAAP revenue and margins consistent with previously stated expectations.”
JKHY's Quality Score rose 2 points on Mon, Nov 2, to 9.
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Up 4% over five years while the S&P 500 rose 76%.
“We anticipate relative weakness to the year to date in fiscal Q4 non-GAAP revenue and margins consistent with previously stated expectations.”
| The company | Profit up 10% to $503M |
| Latest filing | 8-K, Oct 29 |
ReportReports tomorrow, after the close. Every 3 months, a company tells everyone how much it sold and earned. It rose after 3 of its last 4 reports, +2.0% on average. Past reports ›
Thu Nov 19: Annual meeting12:00 PM ET. Proxy filed Oct 2.
1 more date ahead: the conference, for Pro members.
After its last 4 reports it closed +2.0% on average, higher 3 of 4 times.
Averagefor quality, not price, 7 of 14 chart checks firingWhat the Quality Score means
Well above its recent run. JKHY scores 9 today, against a median of 4 over its last 20 recorded sessions.
JKHY is #85 of 271 by Quality Score.
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Reports Tue Nov 3, after the close (tomorrow). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
The figures are not read from the release yet.
JKHY's results filing gives no sales by line in a table we read.
| Measure | Figure |
|---|---|
| Deconversion revenue | $30M |
Sales grew 7.7% a year over 5 years, fiscal 2021 to 2026.
Pays $2.44 a share a year.
| Reported | Gap | Reaction | 5 sessions |
|---|---|---|---|
| Oct 29, 2026 | +3.0% | +1.1% | open |
| Aug 18, 2026 | +7.0% | +6.5% | +13.4% |
| May 5, 2026 | -0.3% | -4.3% | -3.1% |
Sales grew every year from 2019 to 2026, to $2.5B. It made a profit in each of the eight years.
Its dividends come to 25% of its free cash flow.
| Dividend | $2.44 a share a year |
| Paid out | About $173M a year |
| Free cash flow | $695M |
| Record | Raised each of the last 5 years |
2 insiders bought $317K across 2 filings in the last 6 months. No open-market sales on record. The newest:
11 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: JKHY is under 0.1% of VIG, under 0.1% of DGRO, and under 0.1% of VYM, the most of the 24 funds Breakaway covers, by their holdings as filed for Jul 31, 2026.
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
“The market for companies providing technology solutions to financial services organizations is competitive, and we expect that competition from both existing competitors and companies entering our existing or future markets will remain strong.”
JKHY scores 9 today, which Breakaway calls Average. It is #85 of 271 in Software by Quality Score, with 7 of 14 chart checks firing. Up 4% over five years while the S&P 500 rose 76%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
JKHY scores 9 today, which Breakaway calls Average (6 to 10). That is #85 of 271 in Software by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind JKHY's 9.
2 insiders bought $317K across 2 filings in the last 6 months. No open-market sales on record. The newest is Gregory R. Adelson, President & CEO, who bought $267K on May 14. Every filing, with the scored weight, for Pro members.
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