First Financial Bancorp (FFBC) stock

Regional banking , market cap $3.4B

Regional banking

Worth $3.4B

$32.89

-0.36%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Average

In its industry

#66of 168

Banks

Checks firing

4of 14

Trending up

From 52-week high

-9.3%

under its best in a year

FFBC's Quality Score fell 1 point on Tue, Nov 10, to 9. Buying slipped from its highest in 20 days (2 chart checks stopped).

See FFBC's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Key facts on FFBC

Key facts on FFBC
The chart	Above every average
Latest filing	10-Q, Nov 6 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026

1 more reason behind FFBC's 9, free with an account →1 more reason behind FFBC's 9, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.25 pt-0.09 ptTue Nov 10in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Tue Nov 10. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

What's next

Tue Dec 1: Ex-dividend, $0.26 a shareAt the open. Pays Dec 15.

FFBC catalysts

Coming up

After its last 4 reports it closed +1.0% on average, higher 3 of 4 times.

8 past catalysts since 2018, with sizes and sources, for Pro members.

Why FFBC scores 9

Averagefor quality, not price, 4 of 14 chart checks firingWhat the Quality Score means

+4Chart checks 4 of 14 firing right now, one point each
+3Long-term trend above a rising 200-⁠day average, near its 52-⁠week high

Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.

No effect today: Run-up, Size, Dilution, Volatility, Cash flow, Persistence, News, and Insider trades.

What every line is worth, and the reason behind it, on FFBC and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:45 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when FFBC's Quality Score turns up

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How FFBC ranks in Banks

FFBC is #66 of 168 by Quality Score.

How FFBC ranks in Banks
Rank	Stock	Checks	Quality Score
1	TMPTompkins Financial	8/14	18
2	CBCCentral Bancompany	10/14	18
3	CHCOCity	8/14	17
	FCFFirst Commonwealth Financial		Open for its score
	FCNCAFirst Citizens BancShares		Open for its score
	FFINFirst Financial Bankshares		Open for its score
	FHNFirst Horizon		Open for its score
66	FFBCFirst Financial Bancorp	4/14	9

Share count against a year before: FFBC +9.6%, BUSE -7.5%, HOMB +1.4%, FRME +8.7%.

When does FFBC report earnings, and what happens after?

Expected to report Thu Jan 28, after the close (in 79 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What FFBC reported on Oct 27, 2026

The quarter

A profit of $0.77 a share.

“As a result of our strong fee income and overall operating performance, expenses were elevated during the quarter, driven primarily by incentive costs associated with our record revenues, as well as higher health care claims and increased credit and collection costs.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

FFBC's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

In the company's words

“We expect expenses to moderate in the fourth quarter.”

From its results filing (SEC filing · Oct 27)

1 more sentence, for Pro members.

The numbers

Market value: $3.4B; today

No analyst estimates on Breakaway: every figure here is filed.

The whole report on FFBC: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 4

+5.9%+2.4%-4.8%+0.4%

Jan 28Apr 23Jul 21Oct 27

Reported	When	Gap	Reaction	5 days
Oct 27, 2026After close	After close	0.0%	+0.4%	+0.6%
Jul 21, 2026After close	After close	-6.8%	-4.8%	-5.3%
Apr 23, 2026After close	After close	+3.1%	+2.4%	+1.4%
Jan 28, 2026After close	After close	-0.8%	+5.9%	+10.7%

FFBC closed higher after 3 of its last 4 reports.

FFBC has 4 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on FFBC, and all 14 on every stock.Get in free →

FFBC RSI today: 56.0, above its 50-day and 200-day averages

Not scored

RSI 56.0, MACD above signal, above both averages. Not scored.13 readings

The deep dive on FFBC

What it does and how it makes money1 findingFor Pro members1 finding on what FFBC does and how it makes money, for Pro members
Where it stands2 findingsIts share count rose 9.6% in the year to Sep 30, 2026, and 11% in three years.Weighted shares, the quarter to Sep 30, 2026
Who holds and trades it2 findingsFor Pro members2 findings on who holds and trades FFBC, for Pro members
Against its closest peers4 peersShare count against a year before: FFBC +9.6%, BUSE -7.5%, HOMB +1.4%, FRME +8.7%.

4 more findings on FFBC, each with its source, for Pro members.

Is FFBC's dividend covered? What its financials say

Its dividends come to 14% of its free cash flow.

FFBC's dividend against its free cash flow
Dividend	$1.04 a share a year Paid 4 times a year
Paid out	About $109M a year $1.04 a share on 105M shares, the count on its cover page as of Nov 5, 2026
Free cash flow	$778M The last four quarters, to Sep 30, 2026
Record	Raised each of the last 3 years Against the payout a year before, each year

FFBC insider trades

5 insiders sold $1.3M across 6 filings in the last 6 months. No open-⁠market buys on record. The newest:

SellArchie M. Brown$165KPresident & CEOat $32.93 on Sep 3, filed Sep 3

SellArchie M. BrownPresident & CEO$165Kat $32.93 on Sep 3, filed Sep 3

All 6 insider filings on FFBC from the last six months, for Pro members.

FFBC's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Archie M. BrownPresident & CEO · 2 trades
James M. AndersonChief Financial Officer · 2 trades
James R. ShankChief Internal Auditor · 2 trades
Gregory A. HarrisPresident, Wealth Management · 1 trade
Karen B. WoodsGeneral Counsel & CAO · 1 trade
Richard S. DennenChief Corp. Banking Officer · 1 trade
Scott T. CrawleyController & Prin Actg Officer · 1 trade
Amanda N. NeeleyEVP, Chief Strategy Officer · no trades on file

13 more officers and directors file at FFBC.

See insider trades by person

Which ETFs hold FFBC?

In ETFs: FFBC is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About First Financial Bancorp

First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.

2,199 employeesCincinnati, OHbankatfirst.com

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Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on FFBC and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
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What would move FFBC's score: 6 things
3 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawaySep 3Archie M. Brown sold FFBC$165K at $32.93, filed Sep 3

Alerts are optional.

See FFBC's 14 chart checks

See it live, free until Thursday morning. No account. No card. Then keep going with a free account.

Straight AnswersStraight Answers

As of Nov 10, 2026: FFBC's Quality Score is 9 (Average), #66 of 168 in Banks. Insiders sold $1.3M in the last 6 months (Form 4).

What does FFBC's Quality Score say?

FFBC scores 9 today, which Breakaway calls Average. It is #66 of 168 in Banks by Quality Score, with 4 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is FFBC's Quality Score?

FFBC scores 9 today, which Breakaway calls Average (6 to 10). That is #66 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind FFBC's 9.

Are insiders buying FFBC?

5 insiders sold $1.3M across 6 filings in the last 6 months. No open-⁠market buys on record. The newest is Archie M. Brown, President & CEO, who sold $165K on Sep 3. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.