FHN's Quality Score fell 4 points on Mon, Nov 9, to 3. A profit of $711M over the last four quarters, down 20% from $887M the four before.
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Up 134% over three years while the S&P 500 rose 80%; up 11% in the past year.
“Noninterest income increased $16 million to $211 million, driven by increases of $3 million in brokerage, trust”
| Holding it back | Sales down 7% on the year |
| Its score | Down:Lowest Quality Score since May 2025 |
| Latest filing | 10-Q, Nov 5 |
Fri Dec 11: Ex-dividend, $0.17 a shareAt the open. Pays Jan 4.
After its last 4 reports it closed -0.2% on average, higher 2 of 4 times.
Below Averagefor quality, not price, 3 of 14 chart checks firingWhat the Quality Score means
FHN is #142 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 142 |
Net income over four quarters: FHN $711M, WAL $1.00B.
Expected to report Wed Jan 13, before the open (in 64 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $407.0M.
“Noninterest income decreased $487 million to a loss of $276 million primarily due to the recognition of a loss associated with the reclassification of select mortgage loans to held for sale.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Commercial, Consumer and Wealth | $792M | $777M | $787M |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 5)
No outlook figures read from this release.
“The NIM decrease was driven by higher interest bearing deposit costs of 2.45%, a 12 basis points increase, associated with higher average brokered deposits and higher customer deposit costs.”
From its results filing (SEC filing · Oct 15)
Sales grew 2.2% a year over 3 years, fiscal 2022 to 2025.
Pays $0.68 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 15, 2026 | -1.5% | +0.8% | +2.3% |
| Jul 15, 2026 | -3.6% | -3.0% | -0.8% |
| Apr 15, 2026 | -2.0% | -0.3% | +1.7% |
Sales grew in four of the last six years, to $3.4B in 2025. It made a profit in each of the eight years.
RSI 51.0, MACD above signal, below both averages. Not scored.
Its dividends come to 18% of its free cash flow.
| Dividend | $0.68 a share a year |
| Paid out | About $320M a year |
| Free cash flow | $1.8B |
| Record | Raised in the last year |
One insider sold $455K across 5 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: FHN is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets. The Wholesale segment delivers industry-specific products and services, while the Corporate segment provides internal support functions like finance, risk, and audit.
FHN scores 3 today, which Breakaway calls Below Average. It is #142 of 168 in Banks by Quality Score, with 3 of 14 chart checks firing. Up 134% over three years while the S&P 500 rose 80%; up 11% in the past year. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
FHN scores 3 today, which Breakaway calls Below Average (0 to 5). That is #142 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind FHN's 3.
One insider sold $455K across 5 filings in the last 6 months. No open-market buys on record. The newest is Elizabeth A. Ardoin, SEVP, Chief Communications Ofc, who sold $167K on Aug 20. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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