Down 15% so far from Oct 22 to Nov 2.
DAVE's Quality Score fell 1 point on Fri, Oct 30, to 9. Made no higher high and higher low.
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| The company | Sales up 49% on the year |
| Latest filing | 10-Q, Aug 5 |
ReportReports Wednesday, after the close. Every 3 months, a company tells everyone how much it sold and earned. It fell after 3 of its last 4 reports, -4.8% on average. Past reports ›
After its last 4 reports it closed -4.8% on average, higher 1 of 4 times.
Averagefor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means
DAVE is #2 of 10 by Quality Score among Consumer Finance & Fintech.
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Share count against a year before: DAVE -4.8%, CHYM +200%, SOFI +16%.
Reports Wed Nov 4, after the close (in 2 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
The figures are not read from the release yet.
DAVE's results filing gives no sales by line in a table we read.
No outlook figures read from this release.
“With loss provision calendar dynamics turning favorable in the second half, we expect non-GAAP gross margin to continue expanding into the mid-70s.”
From its results filing (SEC filing · Aug 5)
Sales grew 39% a year over 3 years, fiscal 2022 to 2025.
Its share count grew 7.7% a year over 3 years.
| Reported | Gap | Reaction | 5 sessions |
|---|---|---|---|
| Aug 5, 2026 | -10.3% | -15.1% | -26.5% |
| May 5, 2026 | -7.1% | -6.6% | -8.2% |
| Mar 2, 2026 | +5.0% | +4.9% | +11.3% |
Sales grew every year from 2021 to 2025, to $554M. It made a profit in two of the five years.
2 insiders sold $3.5M across 5 filings in the last 6 months. No open-market buys on record. The newest:
2 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: DAVE is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
“Consumer financial services is a large, fragmented, and competitive market.”
DAVE scores 9 today, which Breakaway calls Average. It is #2 of 10 in Consumer Finance & Fintech by Quality Score, with 1 of 14 chart checks firing. Down 15% so far from Oct 22 to Nov 2. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
DAVE scores 9 today, which Breakaway calls Average (6 to 10). That is #2 of 10 in Consumer Finance & Fintech by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind DAVE's 9.
2 insiders sold $3.5M across 5 filings in the last 6 months. No open-market buys on record. The newest is Jason Wilk, Chief Executive Officer, who sold $2.3M on Jun 2. Every filing, with the scored weight, for Pro members.
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