CHYM's Quality Score fell 3 points on Fri, Oct 30, to 4. Closed away from the day's high (3 chart checks stopped).
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Up 64% in a year while the S&P 500 rose 12%.
“The increase in payments revenue was driven by a $18.5 billion, or 16%”
| Holding it back | 200.0% more shares than a year ago |
| Latest filing | 10-Q, Aug 6 |
ReportReports Wednesday, after the close. Every 3 months, a company tells everyone how much it sold and earned. It rose after 2 and fell after 2 of its last 4 reports, +4.0% on average. Past reports ›
Tue Nov 10: KBW Fintech Ecosystem Conference 2026Industry event · date confirmed.
After its last 4 reports it closed +4.0% on average, higher 2 of 4 times.
Below Averagefor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means
Well below its recent run. CHYM scores 4 today, against a median of 8 over its last 20 recorded sessions.
CHYM is #6 of 10 by Quality Score among Consumer Finance & Fintech.
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Net income over four quarters: CHYM -$18.2M, DAVE $223M, SOFI $636M, HAPN $196M.
Reports Wed Nov 4, after the close (in 2 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
The figures are not read from the release yet.
CHYM's results filing gives no sales by line in a table we read.
| Measure | Figure |
|---|---|
| Revenue | $2.725B to $2.745B |
| Reported | Gap | Reaction | 5 sessions |
|---|---|---|---|
| Aug 5, 2026 | +9.2% | +20.6% | +21.9% |
| May 6, 2026 | -1.3% | -12.5% | -20.0% |
| Feb 25, 2026 | +7.8% | +13.6% | +6.7% |
Sales grew every year from 2023 to 2025, to $2.2B. It lost money in each of the three years.
5 insiders sold $581M across 159 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: CHYM is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
“We view our main competition as traditional banks, including Bank of America, Capital One, Citibank, J.P. Morgan Chase, PNC Bank, and Wells Fargo.”
CHYM scores 4 today, which Breakaway calls Below Average. It is #6 of 10 in Consumer Finance & Fintech by Quality Score, with 1 of 14 chart checks firing. Up 64% in a year while the S&P 500 rose 12%. Shares: 3.0 times the count a year ago (to Jun 30). Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
CHYM scores 4 today, which Breakaway calls Below Average (0 to 5). That is #6 of 10 in Consumer Finance & Fintech by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind CHYM's 4.
5 insiders sold $581M across 159 filings in the last 6 months. No open-market buys on record. The newest is DST Global Advisors Ltd, 10% owner, who sold $47.1M on Sep 14. Every filing, with the scored weight, for Pro members.
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