Ally Financial (ALLY) stock

Auto loans , market cap $12B

Auto loans

Market cap $12B

$38.49

+0.83%

As of 3:51 PM ET, delayed 15+ min · Live for Pro members

Quality Score

Below Average

In its industry

#142of 167

Banks

Checks firing

1of 14

Trending down

From 52-week high

-18.6%

Below the 200-day

ALLY's Quality Score fell 2 points on Fri, Oct 30, to 3. Its daily swings widened out of the quietest 32.5% of the last 100 days (2 chart checks stopped).

See ALLY's 14 chart checksSee it live, free until Wednesday morning. No account. No card. Then keep going with a free account.

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Why is ALLY down?

Down 9% over five years while the S&P 500 rose 76%.

Its pretax margin went from 21.1% in fiscal 2020 to 13.3% in fiscal 2025; its 3 peers' median rose 7.5 points.

Sources: Price history, Oct 30, 2026; Annual reports, Dec 31, 2025; Peers' annual reports, Oct 30, 2026

The other side, the timeline, and its peers, for Pro members.

Key facts on ALLY

Key facts on ALLY
Holding it back	Below its 200-day since September
Latest filing	8-K, Oct 20 Reported its quarterly results

1 more reason behind ALLY's 3, free with an account →2 more reasons behind ALLY's 3, for Pro members.

ALLY in the news

Tue Oct 20Ally Financial (ALLY) Tops Q3 Earnings and Revenue Estimates Yahoo Finance and 1 more · yesterday 7:30 AM ET ALLY closed +1.0% that day.

What moves banks

Rate gap, 10-year minus 2-year+0.38 pt+0.07 ptFri Oct 30in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Fri Oct 30. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

What's next

Mon Nov 2: Ex-dividend, $0.35 a shareAt the open. Pays Nov 16.

1 more date ahead: the conference, for Pro members.

ALLY catalysts

Coming up

After its last 4 reports it closed +1.7% on average, higher 3 of 4 times.

7 past catalysts since 2020, with sizes and sources, for Pro members.Get in free →

Why ALLY scores 3

Below Averagefor quality, not price, 1 of 14 chart checks firingWhat the Quality Score means

−2Long-term trend below a falling 200-⁠day average, down over one year
+2Profit A profit of $1.5B over the last four quarters, up 236% from $433M the four before, from the SEC filingsRead on the last four quarters against the four before, or the last full year where no quarters are filed.

Chart checks adds
Size adds
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.

No effect today: Run-up, Dilution, Volatility, Cash flow, Persistence, News, and Insider trades.

What every line is worth, and the reason behind it, on ALLY and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 3:51 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-⁠scored stocks returned 2.2x the average stock over the next month. How we tested it

Alert me when ALLY's Quality Score turns up

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Here is what Pro members see.

The same page for Pro members, on AMD
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on ALLY and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
The market map
Every stock a box, colored by its Quality Score.
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Each theme's stocks ranked by Quality Score, live. Here, AI chips.
The top 10, every day
The ten highest Quality Scores at each close, kept day by day, week by week.
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Pick a stock, a score, a price, a filing, or a whole scan. It tells you by push or email.
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Your stocks by Quality Score, today's move, or name.
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ALLY has 1 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on ALLY, and all 14 on every stock.Get in free →

ALLY RSI today: 47.7, below its 50-day and 200-day averages

Not scored

Not in the Quality Score: over 20 years of tests, 2006 to 2026, they added no edge.

RSI 1447.7
Above 30, below 50.
MACD (12, 26, 9)Above signal
Crossed above its signal line 17 sessions ago.
50-day average$39.69
The price is 3.0% below it.
200-day average$41.89
The price is 8.1% below it.
50/200 crossDeath cross
The 50-day crossed below the 200-day on Sep 25.
ADX 1425.1
25 or more, with +DI below -DI.
Support$38.06
Swing low from Nov 7, 2025, 1.1% below the price.
Resistance$40.23
Swing high from Mar 25, 4.5% above the price.
52-week high$47.29
From Jun 29, 22.9% above the price.
52-week low$35.92
From Mar 12, 6.7% below the price.
Chart patternNone
No triangle, channel, or wedge in the last year.
Bollinger Bands (20, 2)Inside
The bands run from $36.73 to $39.61.
Volume0.7x
Against its 20-day average, for the time of day.

The deep dive on ALLY

What it does and how it makes money1 findingFor Pro members1 finding on what ALLY does and how it makes money, for Pro members
Where it stands1 findingFor Pro members1 finding on where ALLY stands: its cash, debt, and share count, for Pro members
What changed in its filings2 findingsA new heading in its "Risk Factors" this year: "• The development and use of AI is rapidly evolving and our failure to appropriately evaluate, adopt, govern, or effectively integrate AI where beneficial could adversely affect us." (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 25, 2026, against the one of Feb 19, 2025
Who holds and trades it4 findingsFor Pro members4 findings on who holds and trades ALLY, for Pro members

7 more findings on ALLY, each with its source, for Pro membersGet in free →

How ALLY ranks in Banks

ALLY is #142 of 167 by Quality Score.

How ALLY ranks in Banks
1	CBCCentral Bancompany	9/14	17
2	AMTBAmerant Bancorp	8/14	17
3	TDToronto Dominion Bank	6/14	16
	ABCBAmeris Bancorp		Open for its score
	AGBKAGI		Open for its score
	AMALAmalgamated Financial		Open for its score
142	ALLYAlly Financial	1/14	3

When does ALLY report earnings, and what happens after?

Expected to report Wed Jan 20, before the open (in 79 days). Expected.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

+8.1%-2.4%+1.0%

Apr 17Jul 21Oct 20

Reported	When	Gap	Reaction	5 sessions
Oct 20, 2026Before open	Before open	+0.1%	+1.0%	+3.3%
Jul 21, 2026Before open	Before open	-1.7%	-2.4%	-4.0%
Apr 17, 2026Before open	Before open	+5.2%	+8.1%	+7.3%

ALLY closed higher after 3 of its last 4 reports.

All 4 reports, and ALLY's Quality Score going into each

ALLY sales and profit by year

Sales and profit by year

Sales grew in four of the last seven years, to $7.9B in 2025. It made a profit in each of the eight years.

Insiders trading ALLY

ALLY insider trades

One insider sold $496K across 1 filing in the last 6 months. No open-⁠market buys on record. The newest:

SellKathleen L. Patterson$496KChief HR & Corp Citizenshipat $38.65 on Oct 21, filed Oct 22

SellKathleen L. PattersonChief HR & Corp Citizenship$496Kat $38.65 on Oct 21, filed Oct 22

ALLY trades by Congress and the executive branch

One trade disclosed in the last six months. The newest:

SellJosh Gottheimer$1K to $15KHousetraded Apr 9, disclosed May 19(40 days later)

SellJosh GottheimerHouse$1K to $15Ktraded Apr 9, disclosed May 19(40 days later)

See what Congress is buying across the market

ALLY's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Michael George RhodesChief Executive Officer · 1 trade
Russell E. HutchinsonChief Financial Officer · 1 trade
Stephanie N. RichardChief Risk Officer · 2 trades
Douglas R. TimmermanPresident, DFS · 1 trade
Kathleen L. PattersonChief HR & Corp Citizenship · 1 trade
Austin Thomas McGrathVP, CAO, and Controller
Hope MehlmanChief Legal & Corp Affairs
William Cadik Hall Jr.President - Corporate Finance

11 more officers and directors file at ALLY. Each page above names the rest.

See insider trades by person

Which ETFs hold ALLY?

In ETFs: ALLY is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About Ally Financial

Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.

10,300 employeesDetroit, MIally.com

What Ally Financial says it competes with

“The markets for automotive financing, insurance, banking (including corporate finance, and deposits), securities brokerage, and investment advisory services are highly competitive.”

From its annual report, SEC filing · Feb 25, 2026

2 more sentences and what it says it does, for Pro membersGet in free →

ALLY's score card

Ally Financial (ALLY): Quality Score 3, Below Average, #142 of 167 in Banks, with its price, on Breakaway — The picture a link to this page shows when it is shared.

Pro members see every line of every stock's score.

What would turn ALLY's score around: 5 things
3 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayMay 19Josh Gottheimer sold ALLY$1K to $15K, disclosed May 19

Alerts are optional.

See ALLY's 14 chart checks

See it live, free until Wednesday morning. No account. No card. Then keep going with a free account.

Straight Answers

As of Nov 2, 2026: ALLY's Quality Score is 3 (Below Average), #142 of 167 in Banks. Insiders sold $496K in the last 6 months (Form 4).

Is ALLY a good stock to buy? What its Quality Score says

ALLY scores 3 today, which Breakaway calls Below Average. It is #142 of 167 in Banks by Quality Score, with 1 of 14 chart checks firing. Down 9% over five years while the S&P 500 rose 76%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is ALLY's Quality Score?

ALLY scores 3 today, which Breakaway calls Below Average (0 to 5). That is #142 of 167 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind ALLY's 3.

Are insiders buying ALLY?

One insider sold $496K across 1 filing in the last 6 months. No open-⁠market buys on record. The newest is Kathleen L. Patterson, Chief HR & Corp Citizenship, who sold $496K on Oct 21.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.