Why is ACT up?
Its price rose 33% in a year while the S&P 500's rose 11%.
- Its share count fell 7.0% in a year,
The timeline, for Pro members.
ACT's Quality Score rose 1 point on Mon, Nov 2, to 9.
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Its price rose 33% in a year while the S&P 500's rose 11%.
The timeline, for Pro members.
| The chart | Above every average |
| Latest filing | 8-K, Oct 30 |
ReportReports Wednesday, after the close. Every 3 months, a company tells everyone how much it sold and earned. It rose after 4 of its last 4 reports, +3.8% on average. Past reports ›
Thu Nov 5: Q3 2026 Earnings Conference CallDate confirmed.
After its last 4 reports it closed +3.8% on average, higher 4 of 4 times.
Averagefor quality, not price, 4 of 14 chart checks firingWhat the Quality Score means
ACT is #10 of 17 by Quality Score among Insurance Agents, Brokers & Service.
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Sales over four quarters against a year before: ACT +2.5%, NP +33%.
Reports Wed Nov 4, after the close (in 2 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
The figures are not read from the release yet.
“Net investment income was $73 million, up from $71 million in the first quarter of 2026 and up from $66 million in the second quarter of 2025, driven by a higher portfolio book yield and higher average invested assets.”
ACT's results filing gives no sales by line in a table we read.
| Measure | Figure |
|---|---|
| Total capital return | $550M to $600M |
“The sequential increase in expenses was partially driven by these reorganization costs.”
From its results filing (SEC filing · Aug 5)
Sales grew 2.2% a year over 5 years, fiscal 2020 to 2025.
Pays $0.96 a share a year.
| Reported | Gap | Reaction | 5 sessions |
|---|---|---|---|
| Aug 5, 2026 | +0.5% | +1.8% | +3.2% |
| May 5, 2026 | +0.6% | +1.8% | +1.2% |
| Feb 3, 2026 | +4.7% | +9.3% | +5.4% |
Sales grew in five of the last six years, to $1.2B in 2025. It made a profit in each of the six years.
4 insiders sold $148M across 7 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: ACT is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
Enact Holdings Inc is a private mortgage insurance company serving the United States housing finance market. The company operates in a single reportable segment namely Mortgage Insurance The principal mortgage insurance customers are originators of residential mortgage loans that determines the mortgage insurer or insurers to be used for the placement of mortgage insurance written on loans originated. The company is engaged in writing and assuming residential mortgage guaranty insurance.
“Our principal sources of competition are government (federal, state and local) agencies, such as the FHA and the United States Department of Veterans Affairs (“VA”) and other private mortgage insurers.”
ACT scores 9 today, which Breakaway calls Average. It is #10 of 17 in Insurance Agents, Brokers & Service by Quality Score, with 4 of 14 chart checks firing. Its price rose 33% in a year while the S&P 500's rose 11%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
ACT scores 9 today, which Breakaway calls Average (6 to 10). That is #10 of 17 in Insurance Agents, Brokers & Service by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind ACT's 9.
4 insiders sold $148M across 7 filings in the last 6 months. No open-market buys on record. The newest is Genworth Holdings, INC., 10% owner, who sold $37.1M on Sep 30. Every filing, with the scored weight, for Pro members.
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