Block (XYZ) stock

Payment servicesCrypto companies

Worth $51B

$85.06

-3.95%

Payment services, worth $51BCrypto companies

As of 11:35 AM ET, delayed 15+ min · Live for Pro members

Why is XYZ down?

Down 4.0% today, more than its fintech and payment peers' 2.8%; no story names it yet.

Rose on Nov 4

Up 15% on Nov 4, an up day for the market: the S&P 500 rose 2%, 72% of stocks rose, and crypto stocks a median 3%.

Its Nov 3 results: third-quarter adjusted operating income was $923M, up 92%; net income was $566M, from $462M a year before. It rose 15% on Nov 4.

Sources: Price history, Nov 4, 2026; Company release, Nov 3, 2026

Tell me next time XYZ moves

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1 more reason, free with an account →2 more reasons why XYZ rose on Nov 4, from its filings, with the timeline and its peers, for Pro members.

Quality Score

Excellent

In its industry

#8of 268

Software

Checks firing

7of 14

Trending up

From 52-week high

-4.8%

under its best in a year

XYZ's Quality Score rose 3 points on Mon, Nov 9, to 17. Buying reached its highest in 20 days (2 chart checks started).

See XYZ's 14 chart checksSee it live, free for 24 hours. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Key facts on XYZ

Key facts on XYZ
The company	Gross margin up 6.6 points a $461M profit, down 85%
Latest filing	8-K, Nov 3 Reported its quarterly results

1 more reason behind XYZ's 17, free with an account →4 more reasons behind XYZ's 17, for Pro members.

XYZ in the news

TodayNo story names it yet.

Big story

Guidance

Block Inc (XYZ) (Q3 2026) Earnings Call Highlights: Record Margins, Raised Guidance and a ...

XYZ closed +15.3% that day on 4.7x normal volume.

Reported by Yahoo Finance · covered by 3 outlets

Get an alert on XYZ's next big story →

Outlet counts from the GDELT Project. The move is what XYZ did that session, not a claim about why.

XYZ catalysts

Coming up

After its last 4 reports it closed +8.2% on average, higher 3 of 4 times.

3 past catalysts since 2026, with sizes and sources, for Pro members.

Why XYZ scores 17

Excellentfor quality, not price, 7 of 14 chart checks firingWhat the Quality Score means

Well above its recent run. XYZ scores 17 today, against a median of 9 over its last 20 recorded sessions.

+7Chart checks 7 of 14 firing right now, one point each
+3Long-term trend above a rising 200-⁠day average, near its 52-⁠week high

Size adds
Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.
Persistence adds
News adds

No effect today: Run-up, Dilution, Volatility, and Cash flow.

What every line is worth, and the reason behind it, on XYZ and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 11:35 AM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

How XYZ ranks in Software

XYZ is #8 of 268 by Quality Score.

How XYZ ranks in Software
Rank	Stock	Checks	Quality Score
1	MGNIMagnite	9/14	21
2	ZETAZeta Global	8/14	20
3	VEEVVeeva Systems	7/14	19
	XLABExascale Labs		Open for its score
	XPERXperi		Open for its score
	YALAYalla		Open for its score
	YEXTYext		Open for its score
8	XYZBlock	7/14	17

Share count against a year before: XYZ -1.3%, PYPL -11%, CPAY -6.7%, WEX -1.5%.

When does XYZ report earnings, and what happens after?

Expected to report Mon Mar 1, after the close (in 111 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What XYZ reported on Nov 3, 2026

The quarter

Revenue of $6.7B, 10% more than a year ago; a profit of $0.92 a share, from $0.74.

“Growth was driven primarily by Commerce Enablement, reflecting stronger payments volume and increased software adoption, supported by the simplified pricing and packaging options we introduced last year.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

Where the quarter's sales came from
Line	Q3 2026	Q2 2026	Q3 2025
By product
Commerce Enablementup 16%	$3.5B52%	$3.3B50%	$3B49%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 3)

6 more lines, for Pro members.

The outlook

The outlook the company gave, by period
Measure	Figure
Full year 2026
Adjusted diluted EPS	$4.15raised

Figures as filed (SEC filing, Nov 3)

5 more outlook lines, for Pro members.

In the company's words

“We expect Block to perform meaningfully better in 2026 than the expectations we outlined at Investor Day in November 2025.”

From its results filing (SEC filing · Nov 3)

The numbers

Market value: $51B; today
Sales: $26B; up 7% on the year
Free cash flow: $3.5B; last 12 months

Sales grew 21% a year over 5 years, fiscal 2020 to 2025.

Its share count grew 5.3% a year over 5 years.

5 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on XYZ: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

+6.7%-6.2%+15.3%

May 7Aug 5Nov 3

Reported	When	Gap	Reaction	5 days
Nov 3, 2026After close	After close	+10.5%	+15.3%	not yet
Aug 5, 2026After close	After close	-0.5%	-6.2%	-7.0%
May 7, 2026After close	After close	+7.8%	+6.7%	+2.0%

XYZ closed higher after 3 of its last 4 reports.

All 4 reports, and XYZ's Quality Score going into each

XYZ sales and profit by year

Sales and profit by year

Sales grew in six of the last seven years, to $24B in 2025. It made a profit in six of the eight years.

XYZ has 7 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on XYZ, and all 14 on every stock.Get in free →

XYZ RSI today: 59.7, above its 50-day and 200-day averages

Not scored

RSI 59.7, MACD above signal, above both averages. Not scored.13 readings

The deep dive on XYZ

What it does and how it makes money4 findingsIt kept 7 cents of each dollar of sales in fiscal 2025: $1.71B of operating profit on $24.2B of sales.Annual report, filed Feb 26, 2026
Where it stands3 findingsFor Pro members3 findings on where XYZ stands: its cash, debt, and share count, for Pro members
What changed in its filings5 findings"In September 2026, the Company filed a lawsuit against the Tax Collector and the City and County of San Francisco in San Francisco County Superior Court for a refund of the liability for the fiscal years of 2020 through 2022." (10-Q for the quarter to Sep 30, 2026)SEC filing · Nov 3, 2026A new heading in its "Risk Factors" this year: "Our recently announced workforce reduction and related reorganization, including the potential for increased reliance on proactive intelligence and artificial intelligence tools, may not achieve their intended benefits and could adversely affect our business …" (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 26, 2026, against the one of Feb 24, 2025
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades XYZ, for Pro members
Against its closest peers3 peersShare count against a year before: XYZ -1.3%, PYPL -11%, CPAY -6.7%, WEX -1.5%.

12 more findings on XYZ, each with its source, for Pro members.

XYZ insider trades

XYZ trades by Congress and the executive branch

2 trades disclosed in the last six months. The newest:

SellDonald Trump$50K to $100KPresident (R)traded Apr 27, disclosed Jul 1(65 days later)

SellDonald TrumpPresident (R)$50K to $100Ktraded Apr 27, disclosed Jul 1(65 days later)

All 2 trades on XYZ disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

XYZ's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Amrita AhujaCFO & COO · 8 trades
Brian GrassadoniaEcosystem Lead · 10 trades
Owen Britton JenningsBusiness Lead · 9 trades
Chrysty EsperanzaChief Legal Officer · 3 trades
Ajmere DaleChief Accounting Officer · 2 trades
Arnaud WeberEngineering Lead · 1 trade
Andrea AcostaChief Accounting Officer · no trades on file
Anthony Mathew EisenDirector · 106 trades

8 more officers and directors file at XYZ.

See insider trades by person

Which ETFs hold XYZ?

In ETFs: XYZ is 0.2% of SCHG, under 0.1% of SPYI, and under 0.1% of VOO, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.

About Block

Founded in 2009, Block provides payment services to merchants, along with related services. The company also launched Cash App, a person-to-person payment network. In 2025, Square's payment volume was almost USD 260 million.

10,205 employeesOakland, CAblock.xyz

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CEOs buying their own stock
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A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
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Who reports each day, and how each stock took its last four reports.
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Each date in the company's words, its cash against the date, and an optional alert before it.
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What would move XYZ's score: 6 things
3 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayJul 1Donald Trump bought XYZ$1K to $15K, disclosed Jul 1

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See XYZ's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: XYZ's Quality Score is 17 (Excellent), #8 of 268 in Software.

What does XYZ's Quality Score say?

XYZ scores 17 today, which Breakaway calls Excellent. It is #8 of 268 in Software by Quality Score, with 7 of 14 chart checks firing. Up 15% on Nov 4, an up day for the market: the S&P 500 rose 2%, 72% of stocks rose, and crypto stocks a median 3%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is XYZ's Quality Score?

XYZ scores 17 today, which Breakaway calls Excellent (15 to 19). That is #8 of 268 in Software by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind XYZ's 17.

When does XYZ report earnings?

Expected to report Mon Mar 1, after the close, a date Breakaway expects from the company's usual timing; the company has not confirmed it. XYZ closed higher after 3 of its last 4 reports. Past behavior, not a forecast.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.