THG's Quality Score rose 2 points on Tue, Nov 10, to 14. It closed near its high of the day (2 chart checks started).
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Up 131% over three years while the S&P 500 rose 80%.
| The chart | Stronger than 87% of stocks |
| Latest filing | 10-Q, Nov 5 |
TodayInsurer stocks rose together: “Investors punish Nigerian insurance stocks even as profits surge”
After its last 4 reports it closed +2.7% on average, higher 4 of 4 times.
Above Averagefor quality, not price, 7 of 14 chart checks firingWhat the Quality Score means
THG is #15 of 39 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 15 |
Net income over four quarters: THG $750M, TRV $8.33B, HIG $4.61B, CINF $2.66B.
Expected to report Tue Feb 2, after the close (in 84 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $1.7B, 4% more than a year ago.
“Net investment income increased 12.7%, driven by higher earned yields, strong cash flows and increased partnership income.”
THG's results filing gives no sales by line in a table we read.
No outlook figures read from this release.
“The increase was primarily due to the impact of renewal price increases and higher new business.”
From its results filing (SEC filing · Oct 28)
Sales grew 6.4% a year over 5 years, fiscal 2020 to 2025.
Pays $3.80 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 28, 2026 | -2.2% | +0.8% | +7.2% |
| Jul 28, 2026 | +1.1% | +3.6% | +1.7% |
| Apr 29, 2026 | +8.0% | +5.7% | +5.0% |
Sales grew in six of the last seven years, to $6.6B in 2025. It made a profit in each of the eight years.
RSI 66.7, MACD above signal, above both averages. Not scored.
Its dividends come to 11% of its free cash flow.
| Dividend | $3.80 a share a year |
| Paid out | About $131M a year |
| Free cash flow | $1.2B |
| Record | Raised each of the last 5 years |
6 insiders sold $7.4M across 8 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: THG is under 0.1% of VIG, under 0.1% of VYM, and under 0.1% of DGRO, the most of the 24 funds Breakaway covers, by their holdings as filed for Jul 31, 2026.
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
“The property and casualty insurance industry is a very competitive market.”
THG scores 14 today, which Breakaway calls Above Average. It is #15 of 39 in Fire, Marine & Casualty Insurance by Quality Score, with 7 of 14 chart checks firing. Up 131% over three years while the S&P 500 rose 80%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
THG scores 14 today, which Breakaway calls Above Average (11 to 14). That is #15 of 39 in Fire, Marine & Casualty Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind THG's 14.
6 insiders sold $7.4M across 8 filings in the last 6 months. No open-market buys on record. The newest is Willard T. Lee, Executive Vice President, who sold $1.9M on Nov 4. Every filing, with the scored weight, for Pro members.
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.
Insider and Congress trades, the chart, and the financials, in one score.
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