PayPal Holdings (PYPL) stock

Electronic paymentsFintech and payments

You know them from PayPal and Venmo Worth $49B

$58.78

-2.11%

Electronic payments, worth $49BFintech and payments

As of Tuesday's close · Live for Pro members at the open

Quality Score

Average

In its industry

#25of 66

Business Services

Checks firing

5of 14

Transition

From 52-week high

-13.5%

under its best in a year

PYPL's Quality Score fell 1 point on Tue, Nov 10, to 9. Buying slipped from its highest in 20 days (2 chart checks stopped).

See PYPL's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Why is PYPL down?

Down 70% over five years while the S&P 500 rose 72%.

Investors now pay $11 for each $1 of yearly profit, down from $58 on Nov 9, 2021.

Sources: Price history, Nov 9, 2026; Annual reports, Dec 31, 2025

1 more reason, free with an account →The other side and the timeline, for Pro members.

Key facts on PYPL

Key facts on PYPL
The company	A $4.7B profit priced at 10x earnings
Latest filing	8-K, Oct 27 Reported its quarterly results

1 more reason behind PYPL's 9, free with an account →2 more reasons behind PYPL's 9, for Pro members.

PYPL in the news

Tue Oct 27PayPal Raises 2026 Non-GAAP EPS Guidance RTTNews and 1 more · yesterday 11:15 AM ET PYPL closed +2.0% that day.

Outlet counts from the GDELT Project.

What's next

Wed Dec 2: UBS 30th Annual Global Technology…Investor conference · date confirmed.

Get an alert when PYPL's Quality Score turns up →

3 more dates ahead: conferences and dividend dates, for Pro members.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

PYPL catalysts

Coming up

After its last 4 reports it closed -5.5% on average, higher 2 of 4 times.

29 past catalysts since 2018, with sizes and sources, for Pro members.

How PYPL ranks in Business Services

PYPL is #25 of 66 by Quality Score.

How PYPL ranks in Business Services
Rank	Stock	Checks	Quality Score
1	FLYWFlywire Corporation Voting	8/14	22
2	CPAYCorpay	7/14	19
3	SEZLSezzle	5/14	19
	PHRPhreesia		Open for its score
	POWWOutdoor		Open for its score
	QNSTQuinStreet		Open for its score
	RBARB Global		Open for its score
25	PYPLPayPal	5/14	9

Share count against a year before: PYPL -11%, GPN +10%, XYZ -1.3%, FISV -1.6%.

When does PYPL report earnings, and what happens after?

Reports Tue Feb 2, before the open (in 84 days). Confirmed.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What PYPL reported on Oct 27, 2026

The quarter

Revenue of $8.6B, 2% more than a year ago; a profit of $1.25 a share, from $1.30.

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

Where the quarter's sales came from
Line	September 30, 2026	June 30, 2026	September 30, 2025
Transaction revenuesup 2.5%	$7.7B90%	$7.8B90%	$7.5B89%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Oct 27)

3 more lines, for Pro members.

The outlook

No outlook figures read from this release.

The numbers

Market value: $49B; today
Sales: $34B; up 4.4% on the year
Free cash flow: $6.3B; last 12 months

Sales grew 9.1% a year over 5 years, fiscal 2020 to 2025.

Pays $0.56 a share a year.

5 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on PYPL: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

-7.7%+4.0%+2.0%

May 5Jul 28Oct 27

Reported	When	Gap	Reaction	5 days
Oct 27, 2026Before open	Before open	+0.8%	+2.0%	+6.9%
Jul 28, 2026Before open	Before open	+1.2%	+4.0%	+3.2%
May 5, 2026Before open	Before open	-10.0%	-7.7%	-10.6%

PYPL closed higher after 2 of its last 4 reports.

All 4 reports, and PYPL's Quality Score going into each

PYPL sales and profit by year

Sales and profit by year

Sales grew every year from 2018 to 2025, to $33B. It made a profit in each of the eight years.

PYPL has 5 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on PYPL, and all 14 on every stock.Get in free →

PYPL RSI today: 57.3, above its 50-day and 200-day averages

Not scored

RSI 57.3, MACD above signal, above both averages. Not scored.13 readings

The deep dive on PYPL

What it does and how it makes money3 findingsIt kept 18 cents of each dollar of sales in fiscal 2025: $6.07B of operating profit on $33.2B of sales.Annual report, filed Feb 3, 2026
Where it stands5 findingsFor Pro members5 findings on where PYPL stands: its cash, debt, and share count, for Pro members
What changed in its filings1 findingA new heading in its "Risk Factors" this year: "There can be no assurance that we will continue to repurchase stock or declare cash dividends, and stock repurchases or dividends could increase the volatility of our stock price and could diminish our cash reserves." (10-K for fiscal 2025; not in fiscal 2024's)SEC filing · Feb 3, 2026, against the one of Feb 4, 2025
Who holds and trades it4 findingsFor Pro members4 findings on who holds and trades PYPL, for Pro members
Against its closest peers4 peersShare count against a year before: PYPL -11%, GPN +10%, XYZ -1.3%, FISV -1.6%.

11 more findings on PYPL, each with its source, for Pro members.

PYPL insider trades

One insider bought $255K across 1 filing in the last 6 months. No open-⁠market sales on record. The newest:

BuyJamie S. Miller$255KChief Fin & Op Officerat $41.53 on Jun 15, filed Jun 16

BuyJamie S. MillerChief Fin & Op Officer$255Kat $41.53 on Jun 15, filed Jun 16

PYPL trades by Congress and the executive branch

16 trades disclosed in the last six months. The newest:

SellRo Khanna$1K to $15KHousetraded Sep 25, disclosed Oct 7(12 days later)

SellRo KhannaHouse$1K to $15Ktraded Sep 25, disclosed Oct 7(12 days later)

All 16 trades on PYPL disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

PYPL's officers and directors

Officers and directors with a Form 4 in the last 12 months.

James Alexander ChrissPresident and CEO · no trades on file
Frank KellerPres., Checkout Sol. & PayPal · 7 trades
Suzan KereerePresident, Global Markets · 7 trades
Chris NataliSVP, Chief Accounting Officer · 6 trades
Aaron WebsterEVP, Global Chief Risk Officer · 3 trades
Diego ScottiEVP, GM Consumer Group · no trades on file
Jamie S. MillerChief Fin & Op Officer · no trades on file
Michelle GillEVP, GM, SMB & Financial Svcs · no trades on file

11 more officers and directors file at PYPL.

See insider trades by person

Which ETFs hold PYPL?

In ETFs: PYPL is 0.3% of QQQI, 0.3% of QQQ, and 0.2% of QQQM, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.

About PayPal Holdings

PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.

23,800 employeesSan Jose, CApaypal.com

What PayPal Holdings says it competes with

“The global payments industry is highly competitive, dynamic, innovative, and subject to regulatory scrutiny and oversight.”

From its annual report, SEC filing · Feb 3, 2026

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What would move PYPL's score: 6 things
2 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawaySep 22Donald Trump bought PYPL$1K to $15K, disclosed Sep 22

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See PYPL's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: PYPL's Quality Score is 9 (Average), #25 of 66 in Business Services. Insiders bought $255K in the last 6 months (Form 4).

What does PYPL's Quality Score say?

PYPL scores 9 today, which Breakaway calls Average. It is #25 of 66 in Services-⁠Business Services by Quality Score, with 5 of 14 chart checks firing. Down 70% over five years while the S&P 500 rose 72%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is PYPL's Quality Score?

PYPL scores 9 today, which Breakaway calls Average (6 to 10). That is #25 of 66 in Services-⁠Business Services by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind PYPL's 9.

Are insiders buying PYPL?

One insider bought $255K across 1 filing in the last 6 months. No open-⁠market sales on record. The newest is Jamie S. Miller, Chief Fin & Op Officer, who bought $255K on Jun 15.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.