Progressive (PGR) stock

Auto insurance , market cap $135B

Auto insurance for people and businesses

Worth $135B

$231.75

+1.86%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Above Average

In its industry

#22of 39

Property Insurance

Checks firing

7of 14

Trending up

From 52-week high

-3.8%

under its best in a year

PGR's Quality Score rose 2 points on Tue, Nov 10, to 12. It closed near its high of the day (2 chart checks started).

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Why is PGR up?

Up 167% over five years while the S&P 500 rose 72%; up 12% in the past year.

Profit per share doubled, from $9.66 in fiscal 2020 to $19.23 in fiscal 2025; revenue grew 15.5% a year against peers' median 10.3%.

Sources: Price history, Nov 9, 2026; Annual reports, Dec 31, 2025; Peers' annual reports, Nov 9, 2026

1 more reason, free with an account →The timeline and its peers, for Pro members.

Key facts on PGR

Key facts on PGR
The chart	Above every average
Latest filing	10-Q, Nov 2 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026

1 more reason behind PGR's 12, free with an account →2 more reasons behind PGR's 12, for Pro members.

PGR in the news

TodayInsurer stocks rose together: “Investors punish Nigerian insurance stocks even as profits surge”nairametrics.com and 1 more

PGR catalysts

Coming up

After its last 4 reports it closed -0.9% on average, higher 2 of 4 times.

Why PGR scores 12

Above Averagefor quality, not price, 7 of 14 chart checks firingWhat the Quality Score means

+7Chart checks 7 of 14 firing right now, one point each
+2Long-term trend above a rising 200-⁠day average, near its 52-⁠week high, down over two years

Size adds
Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Persistence adds

No effect today: Run-up, Growth, Dilution, Volatility, Cash flow, and News.

What every line is worth, and the reason behind it, on PGR and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 11:29 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

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How PGR ranks in Property Insurance

PGR is #22 of 39 by Quality Score.

How PGR ranks in Property Insurance
Rank	Stock	Checks	Quality Score
1	PLMRPalomar	9/14	22
2	SPNTSiriusPoint	9/14	18
3	SKWDSkyward Specialty Insurance	6/14	18
	MCYMercury General		Open for its score
	MKLMarkel		Open for its score
	PLGOPelagos Insurance Capital		Open for its score
22	PGRProgressive	7/14	12

Share count against a year before: PGR -1%, TRV -7.7%, ALL -4.4%, CB -3%.

When does PGR report earnings, and what happens after?

Expected to report Wed Jan 27, before the open (in 78 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

Close after the report, last 3

+2.4%+0.3%-4.2%

Apr 15Jul 15Oct 14

Reported	When	Gap	Reaction	5 days
Oct 14, 2026Before open	Before open	-7.1%	-4.2%	-0.4%
Jul 15, 2026No time given	No time given	+0.1%	+0.3%	-0.3%
Apr 15, 2026Before open	Before open	+1.3%	+2.4%	+5.5%

PGR closed higher after 2 of its last 4 reports.

All 4 reports, and PGR's Quality Score going into each

PGR sales and profit by year

Sales and profit by year

Sales grew every year from 2018 to 2025, to $88B. It made a profit in each of the eight years.

PGR has 7 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on PGR, and all 14 on every stock.Get in free →

PGR RSI today: 58.6, above its 50-day and 200-day averages

Not scored

RSI 58.6, MACD below signal, above both averages. Not scored.13 readings

The deep dive on PGR

What it does and how it makes money3 findingsIt kept 16 cents of each dollar of sales in fiscal 2025: $14.2B of profit before tax on $87.7B of sales.Annual report, filed Mar 2, 2026"Some of the patents we currently hold include two patents on the Name Your Price ® functionality on our website (expiring in 2028 or after), a usage-based insurance patent (expiring in 2032 or after), three multi-product quoting patents (expiring in 2032 or after) …" (10-K for fiscal 2025)SEC filing · Mar 2, 2026
Where it stands4 findingsFor Pro members4 findings on where PGR stands: its cash, debt, and share count, for Pro members
What changed in its filings1 finding"As of September 30, 2026, we are named as defendants in class action lawsuits pending in multiple states alleging that we improperly value total loss vehicle physical damage claims through the application of a negotiation adjustment in calculating such valuations …" (10-Q for the quarter to Sep 30, 2026)SEC filing · Nov 2, 2026
Who holds and trades it5 findingsFor Pro members5 findings on who holds and trades PGR, for Pro members
Against its closest peers4 peersShare count against a year before: PGR -1%, TRV -7.7%, ALL -4.4%, CB -3%.

10 more findings on PGR, each with its source, for Pro members.

Is PGR's dividend covered? What its financials say

Its dividends come to 53% of its free cash flow.

PGR's dividend against its free cash flow
Dividend	$13.80 a share a year Paid over the last year; the amount varies
Paid out	About $8B a year $13.80 a share on 579M shares, the count on its cover page as of Oct 1, 2026
Free cash flow	$15B The last four quarters, to Sep 30, 2026

PGR insider trades

One insider sold $1.5M across 1 filing in the last 6 months. No open-⁠market buys on record. The newest:

SellJeffrey D. Kelly$1.5MDirectorat $216.33 on Jun 24, filed Jun 25

SellJeffrey D. KellyDirector$1.5Mat $216.33 on Jun 24, filed Jun 25

PGR trades by Congress and the executive branch

21 trades disclosed in the last six months. The newest:

BuyDonald Trump$250K to $500KPresident (R)traded Aug 21, disclosed Oct 8(48 days later)

BuyDonald TrumpPresident (R)$250K to $500Ktraded Aug 21, disclosed Oct 8(48 days later)

All 21 trades on PGR disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

PGR's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Susan Patricia GriffithPresident and CEO · 2 trades
John Jo MurphyClaims President · 2 trades
Karen BailoCommercial Lines President · 2 trades
Heather E. DayCRM President · no trades on file
Patrick K. CallahanPersonal Lines President · no trades on file
Andrew J. QuiggVP and Chief Financial Officer · 2 trades
John P. SauerlandVP and Chief Financial Officer · 1 trade
Steven BrozChief Information Officer · 9 trades

17 more officers and directors file at PGR.

See insider trades by person

Which ETFs hold PGR?

In ETFs: PGR is 0.7% of JEPI, 0.5% of VYM, and 0.5% of SCHG, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.

About Progressive

Progressive underwrites private and commercial auto insurance and specialty lines; it has almost 27 million personal auto policies in force and is one of the largest auto insurers in the United States. Progressive markets its policies through independent insurance agencies in the US and Canada and directly via the internet and telephone. Its premiums are split between the agent and the direct channel. The company also offers commercial auto policies and entered homeowners insurance through an acquisition in 2015.

70,000 employeesMayfield Village, OHprogressive.com

What Progressive says it competes with

“The insurance markets in which we operate are highly competitive.”

From its annual report, SEC filing · Mar 2, 2026

Here is what Pro members see.

The same page for Pro members, on Microsoft
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on PGR and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
The market map
Every stock a box, colored by its Quality Score.
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What would move PGR's score: 6 things
2 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayOct 8Donald Trump bought PGR$250K to $500K, disclosed Oct 8

Alerts are optional.

See PGR's 14 chart checks

See it live, free until Thursday morning. No account. No card. Then keep going with a free account.

Straight AnswersStraight Answers

As of Nov 10, 2026: PGR's Quality Score is 12 (Above Average), #22 of 39 in Property Insurance. Insiders sold $1.5M in the last 6 months (Form 4).

What does PGR's Quality Score say?

PGR scores 12 today, which Breakaway calls Above Average. It is #22 of 39 in Fire, Marine & Casualty Insurance by Quality Score, with 7 of 14 chart checks firing. Up 167% over five years while the S&P 500 rose 72%; up 12% in the past year. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is PGR's Quality Score?

PGR scores 12 today, which Breakaway calls Above Average (11 to 14). That is #22 of 39 in Fire, Marine & Casualty Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind PGR's 12.

Are insiders buying PGR?

One insider sold $1.5M across 1 filing in the last 6 months. No open-⁠market buys on record. The newest is Jeffrey D. Kelly, Director, who sold $1.5M on Jun 24.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.