Provident Financial Services (PFS) stock
PFS's Quality Score rose 1 point on Tue, Nov 10, to 11.
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Key facts on PFS
| The chart | Above every average |
| Latest filing | 10-Q, Nov 6 |
What moves banks
What's next
Fri Nov 13: Ex-dividend, $0.24 a shareAt the open. Pays Nov 27.
PFS catalysts
After its last 4 reports it closed -0.8% on average, higher 0 of 4 times.
Why PFS scores 11
Above Averagefor quality, not price, 6 of 14 chart checks firingWhat the Quality Score means
- +6Chart checks 6 of 14 firing right now, one point each
- +3Long-term trend above a rising 200-day average, near its 52-week high
- Profit adds
How PFS ranks in Banks
PFS is #56 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 56 |
Share count against a year before: PFS -0.1%, RNST -3.9%.
When does PFS report earnings, and what happens after?
Expected to report Wed Jan 27, after the close (in 78 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
What PFS reported on Oct 29, 2026
The quarter
The figures are not read from the release yet.
“Results for the quarter were impacted by a $17.5 million one-time loss on extinguishment of debt due to the accelerated amortization of purchase accounting adjustments, core conversion related costs of $3.7 million and $465,000 of branch restructuring expenses.”
Where the sales came from
PFS's results filing gives no sales by line in a table we read.
The outlook
No outlook figures read from this release.
In the company's words
“Record net-interest income increased $13.7 million to $208.0 million when compared to the prior year quarter, driven primarily by growth in our earning assets and an expanded net interest margin.”
From its results filing (SEC filing · Oct 29)
The numbers
- $3B
- today
- $77.1M
- up 7.9% on the year
Sales grew 10% a year over 3 years, fiscal 2022 to 2025.
Pays $0.96 a share a year.
Close after the report, last 3
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 29, 2026 | -0.3% | -1.0% | -1.0% |
| Jul 30, 2026 | +1.4% | -0.7% | -0.4% |
| Apr 30, 2026 | -0.1% | -1.3% | -0.9% |
PFS sales and profit by year
Sales grew in six of the last seven years, to $73.1M in 2025. It made a profit in each of the eight years.
PFS has 6 of 14 chart checks firing
PFS RSI today: 51.0, above its 50-day and 200-day averages
RSI 51.0, MACD above signal, above both averages. Not scored.
The deep dive on PFS
- What it does and how it makes moneySEC filing · Feb 27, 2026
- What changed in its filingsSEC filing · Feb 27, 2026, against the one of Feb 28, 2025
- Who holds and trades it
- Against its closest peers
Is PFS's dividend covered? What its financials say
Its dividends come to 42% of its free cash flow.
| Dividend | $0.96 a share a year |
| Paid out | About $125M a year |
| Free cash flow | $302M |
PFS insider trades
4 insiders sold $1.9M across 5 filings in the last 6 months. No open-market buys on record. The newest:
PFS's officers and directors
Officers and directors with a Form 4 in the last 12 months.
Which ETFs hold PFS?
In ETFs: PFS is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
About Provident Financial Services
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
What Provident Financial Services says it competes with
“The Bank faces significant competition in originating and retaining loans and attracting deposits as its market areas have a high concentration of financial institutions, including large money center and regional banks, community banks, credit unions, investment brokerage firms and insurance companies.”
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- What would move PFS's score: 5 things
- 4 more filings explained, a plain line each
- Real-time prices, no delay
Straight AnswersStraight Answers
What does PFS's Quality Score say?
PFS scores 11 today, which Breakaway calls Above Average. It is #56 of 168 in Banks by Quality Score, with 6 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
What is PFS's Quality Score?
PFS scores 11 today, which Breakaway calls Above Average (11 to 14). That is #56 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind PFS's 11.
Are insiders buying PFS?
4 insiders sold $1.9M across 5 filings in the last 6 months. No open-market buys on record. The newest is James A. Christy, EVP, CRO of Provident Bank, who sold $70K on Sep 14. Every filing, with the scored weight, for Pro members.
Are the prices delayed?
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.