LNC's Quality Score fell 1 point on Tue, Nov 10, to 10. It closed away from its high of the day (2 chart checks stopped).
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Down 6% on Nov 5, a down day for the market: the S&P 500 fell 4%, 86% of stocks fell, and life insurance stocks a median 3%.
| The company | Profit up 57% to $3.3B |
| Latest filing | 8-K, Nov 5 |
After its last 4 reports it closed +1.6% on average, higher 2 of 4 times.
Averagefor quality, not price, 4 of 14 chart checks firingWhat the Quality Score means
LNC is #8 of 16 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 8 |
Share count against a year before: LNC +1%, VOYA -5.8%, MET -4.5%, PRU -1.9%.
Expected to report Thu Feb 18, before the open (in 100 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $5.5B, 20% more than a year ago.
“Year-over-year earnings moderated by $14 million driven by the $12 million impact of the previously disclosed net investment income reallocation to non-operating income and variable annuity outflows.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Life | $2.1B | $1.2B | $1.3B |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 5)
No outlook figures read from this release.
“Life Insurance delivered operating income of $130 million, a $76 million increase from the prior-year quarter, driven by higher alternative investment income, improved mortality, and the impact of the captive consolidation.”
From its results filing (SEC filing · Nov 5)
Sales grew 0.9% a year over 5 years, fiscal 2020 to 2025.
Pays $1.80 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Nov 5, 2026 | -3.1% | -5.9% | not yet |
| Jul 30, 2026 | +6.1% | +11.1% | +13.2% |
| May 7, 2026 | -7.0% | -4.5% | -9.4% |
Sales grew in five of the last seven years, to $18B in 2025. It made a profit in seven of the eight years.
RSI 58.0, MACD above signal, above both averages. Not scored.
4 insiders sold $6.3M across 7 filings in the last 6 months. No open-market buys on record. The newest:
3 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: LNC is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
“The annuities market is very competitive and consists of many companies, with no one company dominating the market for all products.”
LNC scores 10 today, which Breakaway calls Average. It is #8 of 16 in Life Insurance by Quality Score, with 4 of 14 chart checks firing. Down 6% on Nov 5, a down day for the market: the S&P 500 fell 4%, 86% of stocks fell, and life insurance stocks a median 3%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
LNC scores 10 today, which Breakaway calls Average (6 to 10). That is #8 of 16 in Life Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind LNC's 10.
4 insiders sold $6.3M across 7 filings in the last 6 months. No open-market buys on record. The newest is CraigT T. Beazer, EVP, GC & Chief Gov Officer, who sold $764K on Nov 9. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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