Down 10% on Nov 5, a down day for the market: the S&P 500 fell 4%, 86% of stocks fell, and property insurance stocks a median 0.7%.
LMND's Quality Score fell 3 points on Tue, Nov 10, to -3. Trading went back to normal after a busy day (3 chart checks stopped).
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| The company | Sales up 70% on the year |
| Its score | Down:Lowest Quality Score since Apr 2025 |
| Latest filing | 8-K, Nov 5 |
After its last 4 reports it closed -13.6% on average, higher 0 of 4 times.
Poorfor quality, not price, 0 of 14 chart checks firingWhat the Quality Score means
LMND is #39 of 39 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 39 |
Expected to report Thu Feb 18, before the open (in 100 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Nov 4, 2026 | -2.0% | -9.6% | not yet |
| Jul 28, 2026 | -20.8% | -23.7% | -12.9% |
| Apr 28, 2026 | +0.1% | -14.8% | -13.1% |
Sales grew every year from 2018 to 2025, to $738M. It lost money in each of the eight years.
RSI 36.7, MACD below signal, below both averages. Not scored.
3 insiders sold $1.2M across 6 filings in the last 6 months. No open-market buys on record. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: LMND is under 0.1% of VTI, the most of the 24 funds Breakaway covers, by their holdings as filed for Jun 30, 2026.
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
“The homeowners, pet, car and, to a lesser extent, the renters insurance industries in which we operate are highly competitive.”
LMND scores -3 today, which Breakaway calls Poor. It is #39 of 39 in Fire, Marine & Casualty Insurance by Quality Score, with 0 of 14 chart checks firing. Down 10% on Nov 5, a down day for the market: the S&P 500 fell 4%, 86% of stocks fell, and property insurance stocks a median 0.7%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
LMND scores -3 today, which Breakaway calls Poor (below zero). That is #39 of 39 in Fire, Marine & Casualty Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind LMND's -3.
3 insiders sold $1.2M across 6 filings in the last 6 months. No open-market buys on record. The newest is Timothy E. Bixby, Chief Financial Officer, who sold $103K on Sep 3. Every filing, with the scored weight, for Pro members.
Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.
Insider and Congress trades, the chart, and the financials, in one score.
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