Why does KEY lag the market?
Up 15% over five years while the S&P 500 rose 72%; up 23% in the past year.
- Revenue grew 2.3% a year from fiscal 2020 to fiscal 2025; its 2 peers' median grew 7.9% a year.
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Up 15% over five years while the S&P 500 rose 72%; up 23% in the past year.
| The company | Sales up 25% on the year |
| Latest filing | 10-Q, Nov 3 |
After its last 4 reports it closed +0.7% on average, higher 2 of 4 times.
Averagefor quality, not price, 3 of 14 chart checks firingWhat the Quality Score means
KEY is #72 of 168 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 72 |
Share count against a year before: KEY -4.2%, HBAN +38%, ZION -1.4%, TFC -5.5%.
Reports Wed Jan 20, before the open (in 71 days). Confirmed.
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $2.0B.
“These increases reflect a reduction in deposit costs as a result of declining interest rates and proactive deposit beta management, the reinvestment of proceeds from maturing low-yielding investment securities and fixed-rate swaps into higher yielding investments, an expanding balance sheet, and a continued strategic shift towards higher-yielding commercial and industrial loans.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Investment Banking and Debt Placement | $172M | $123M | $129M |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 3)
No outlook figures read from this release.
“The increase was driven by a $30 million increase in investment banking and debt placement fees, a $15 million increase in trust and investment services income, and a $7 million increase in cards and payments income.”
From its results filing (SEC filing · Oct 20)
Sales grew 2.3% a year over 5 years, fiscal 2020 to 2025.
Pays $0.82 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 20, 2026 | +0.6% | +4.5% | +6.5% |
| Jul 21, 2026 | -2.0% | -1.6% | -3.5% |
| Apr 16, 2026 | +0.2% | +0.5% | +2.2% |
Sales grew in three of the last seven years, to $7.5B in 2025. It turned a profit in 2025 after a loss in 2024.
RSI 55.6, MACD above signal, above its 50-day, below its 200-day. Not scored.
Its dividends come to 57% of its free cash flow.
| Dividend | $0.82 a share a year |
| Paid out | About $866M a year |
| Free cash flow | $1.5B |
3 insiders sold $1.9M across 3 filings in the last 6 months. No open-market buys on record. The newest:
3 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: KEY is under 0.1% of VYM, under 0.1% of VTI, and under 0.1% of SPYI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.
With assets of around $190 billion, Ohio-based KeyCorp's bank footprint spans 16 states, but it is predominantly concentrated in its three largest markets: Ohio, New York, and Washington. KeyCorp is primarily focused on serving middle-market commercial clients through a hybrid community/corporate bank model.
“The market for banking and related financial services is highly competitive and continuously evolving.”
KEY scores 9 today, which Breakaway calls Average. It is #72 of 168 in Banks by Quality Score, with 3 of 14 chart checks firing. Up 15% over five years while the S&P 500 rose 72%; up 23% in the past year. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
KEY scores 9 today, which Breakaway calls Average (6 to 10). That is #72 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind KEY's 9.
3 insiders sold $1.9M across 3 filings in the last 6 months. No open-market buys on record. The newest is Andrew J. Paine III, Head of Institutional Bank, who sold $830K on Oct 28. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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