Independent Bank (INDB) stock

Banking and loans , market cap $4.0B

Banking and loans

Worth $4.0B

$84.81

-0.55%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Above Average

In its industry

#24of 168

Banks

Checks firing

5of 14

Trending up

From 52-week high

-4.3%

under its best in a year

INDB's Quality Score was unchanged on Tue, Nov 10, at 13.

See INDB's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Key facts on INDB

Key facts on INDB
The chart	Above every average
Latest filing	10-Q, Nov 9 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026

1 more reason behind INDB's 13, free with an account →2 more reasons behind INDB's 13, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.25 pt-0.09 ptTue Nov 10in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Tue Nov 10. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

INDB catalysts

Coming up

After its last 4 reports it closed -0.7% on average, higher 1 of 4 times.

10 past catalysts since 2021, with sizes and sources, for Pro members.

Why INDB scores 13

Above Averagefor quality, not price, 5 of 14 chart checks firingWhat the Quality Score means

+5Chart checks 5 of 14 firing right now, one point each
+3Long-term trend above a rising 200-⁠day average, near its 52-⁠week high

Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.
Persistence adds

No effect today: Run-up, Size, Dilution, Volatility, Cash flow, News, and Insider trades.

What every line is worth, and the reason behind it, on INDB and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 11:01 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when INDB's Quality Score turns up

A free account. No card.

How INDB ranks in Banks

INDB is #24 of 168 by Quality Score.

How INDB ranks in Banks
Rank	Stock	Checks	Quality Score
1	TMPTompkins Financial	8/14	18
2	CBCCentral Bancompany	10/14	18
3	CHCOCity	8/14	17
	HWCHancock Whitney		Open for its score
	IBNICICI Bank		Open for its score
	INGING Groep		Open for its score
	INTRInter		Open for its score
24	INDBIndependent Bank	5/14	13

Share count against a year before: INDB -5.4%, STBA -8%.

When does INDB report earnings, and what happens after?

Expected to report Thu Jan 21, after the close (in 72 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What INDB reported on Oct 15, 2026

The quarter

The figures are not read from the release yet.

“Stockholders’ equity at September 30, 2026 decreased $60.0 million, or 1.7%, compared to June 30, 2026, as strong earnings were offset by the impact of share repurchases, dividends, and unrealized losses on available for sale securities recognized in other comprehensive income during the quarter:”

The filing on EDGAR

Where the sales came from

INDB's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

In the company's words

“Overall investment and advisory income decreased $463,000, or 3.1%, driven primarily by a decrease in seasonal tax preparation fees compared to the prior quarter.”

From its results filing (SEC filing · Oct 15)

2 more sentences, for Pro members.

The numbers

Market value: $4B; today

No analyst estimates on Breakaway: every figure here is filed.

The whole report on INDB: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

-0.6%-3.0%+3.6%

Apr 16Jul 16Oct 15

Reported	When	Gap	Reaction	5 days
Oct 15, 2026After close	After close	+1.6%	+3.6%	+8.2%
Jul 16, 2026After close	After close	-7.4%	-3.0%	-2.8%
Apr 16, 2026After close	After close	0.0%	-0.6%	-0.2%

INDB closed higher after 1 of its last 4 reports.

All 4 reports, and INDB's Quality Score going into each

INDB has 5 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on INDB, and all 14 on every stock.Get in free →

INDB RSI today: 58.3, above its 50-day and 200-day averages

Not scored

RSI 58.3, MACD above signal, above both averages. Not scored.13 readings

The deep dive on INDB

What it does and how it makes money1 findingFor Pro members1 finding on what INDB does and how it makes money, for Pro members
Where it stands1 findingIts share count fell 5.4% in the year to Sep 30, 2026.Weighted shares, the quarter to Sep 30, 2026
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades INDB, for Pro members
Against its closest peers1 peerShare count against a year before: INDB -5.4%, STBA -8%.

4 more findings on INDB, each with its source, for Pro members.

Is INDB's dividend covered? What its financials say

Its dividends come to 34% of its free cash flow.

INDB's dividend against its free cash flow
Dividend	$2.56 a share a year Paid 4 times a year
Paid out	About $119M a year $2.56 a share on 46.3M shares, the count on its cover page as of Nov 6, 2026
Free cash flow	$354M The last four quarters, to Sep 30, 2026
Record	Raised each of the last 5 years Against the payout a year before, each year

INDB insider trades

3 insiders sold $980K across 3 filings in the last 6 months. No open-⁠market buys on record. The newest:

SellThomas R. Venables$311KDirectorat $83.00 on Aug 25, filed Aug 26

SellThomas R. VenablesDirector$311Kat $83.00 on Aug 25, filed Aug 26

All 3 insider filings on INDB from the last six months, for Pro members.

All INDB insider trades

INDB trades by Congress and the executive branch

One trade disclosed in the last six months. The newest:

BuyGilbert Cisneros$1K to $15KHousetraded May 29, disclosed Jun 8(10 days later)

BuyGilbert CisnerosHouse$1K to $15Ktraded May 29, disclosed Jun 8(10 days later)

See what Congress is buying across the market

INDB's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Jeffrey J. TengelChief Executive Officer · no trades on file
Mark J. RuggieroCFO & EVP Consumer Lending · no trades on file
James T. RizzoChief Commercial Banking Off. · no trades on file
Kathryn O'MalleyChief Credit Officer · no trades on file
Lee C. PowlusChief Administrative Officer · no trades on file
Maria S. HarrisChief Human Resources Officer · no trades on file
Maureen A. GaffneyPrincipal Accounting Officer · no trades on file
Patricia M. NataleGeneral Counsel · no trades on file

15 more officers and directors file at INDB.

See insider trades by person

Which ETFs hold INDB?

In ETFs: INDB is under 0.1% of VIG, under 0.1% of VYM, and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About Independent Bank

Independent Bank Corp is a bank holding company and the sole shareholder of its bank, the Rockland Trust Company. Rockland is a community-oriented commercial bank. The bank provides a variety of banking, investment and financial services, operating with various retail branches, as well as a network of commercial and residential lending centers and investment management offices majorly in Eastern Massachusetts, Worcester County, and Rhode Island. The bank's loan portfolio constitutes the bulk of the bank's total assets. Its borrowers consist mostly of small to medium-size businesses and consumers, majority of which are made to its market area in eastern Massachusetts and Rhode Island. The bank's loan portfolio is predominantly in commercial loans.

2,294 employeesRockland, MArocklandtrust.com

Here is what Pro members see.

The same page for Pro members, on Microsoft
Its Quality Score and rank, the line that drives it, and the live price.
The full chart
A year of candles to start, out to the whole history, with insider trades marked and the Quality Score under the price.
Every line of the score
Price action, the company, and signals, each with its points, on INDB and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
The ones firing on the stock, each in plain words, its rule a tap away.
Earnings, week by week
Who reports each day, and how each stock took its last four reports.
FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
The market map
Every stock a box, colored by its Quality Score.
Themes, ranked live
Each theme's stocks ranked by Quality Score, live. Here, AI chips.
The top 10, every day
The ten highest Quality Scores at each close, kept day by day, week by week.
Optional alerts, your way
Pick a stock, a score, a price, a filing, or a whole scan. It tells you by push or email.
Your watchlist, scored
Your stocks by Quality Score, today's move, or name.
On your phone and your laptop
The same account and watchlist on both, each laid out for its screen.

Prices refresh every 2.5 seconds during market hours.
Optional alerts by push, email, or the bell.
Add it to your Home Screen and it opens like an app.

Pro members see every line of every stock's score.

What would move INDB's score: 4 things
2 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayJun 8Gilbert Cisneros bought INDB$1K to $15K, disclosed Jun 8

Alerts are optional.

See INDB's 14 chart checks

See it live, free until Thursday morning. No account. No card. Then keep going with a free account.

Straight AnswersStraight Answers

As of Nov 10, 2026: INDB's Quality Score is 13 (Above Average), #24 of 168 in Banks. Insiders sold $980K in the last 6 months (Form 4).

What does INDB's Quality Score say?

INDB scores 13 today, which Breakaway calls Above Average. It is #24 of 168 in Banks by Quality Score, with 5 of 14 chart checks firing. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is INDB's Quality Score?

INDB scores 13 today, which Breakaway calls Above Average (11 to 14). That is #24 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind INDB's 13.

Are insiders buying INDB?

3 insiders sold $980K across 3 filings in the last 6 months. No open-⁠market buys on record. The newest is Thomas R. Venables, Director, who sold $311K on Aug 25. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.