Equifax (EFX) stock

Credit reports , market cap $23B

Credit reports and income verification services

Worth $23B

$188.23

-0.05%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Average

In its industry

#4of 4

Credit Ratings

Checks firing

4of 14

Trending down

From 52-week high

-17.7%

under its best in a year

EFX's Quality Score was unchanged on Tue, Nov 10, at 6.

See EFX's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

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Why EFX rose on Oct 20

Up 11% on Oct 20, and still 19% over its Oct 19 close.

Its Oct 20 results: net income was $211.7M, from $160.2M a year before; earnings per share were $1.79, from $1.29. It rose 11% on Oct 20.

Sources: Price history, Oct 20, 2026; Company release, Oct 20, 2026

1 more reason, free with an account →4 more reasons why EFX rose on Oct 20, from its filings, with the timeline and its peers, for Pro members.

Key facts on EFX

Key facts on EFX
The company	Sales up 11% on the year
Latest filing	8-K, Oct 20 Reported its quarterly results

1 more reason behind EFX's 6, free with an account →2 more reasons behind EFX's 6, for Pro members.

EFX in the news

Fri Oct 30Equifax Settlement Payments May Reach $280. See if You're One of the 4 Million Eligible to Claim AOL and 1 more EFX closed +2.9% that day.

What's next

Tue Nov 17: JP Morgan Ultimate Services…Investor conference · date confirmed.

2 more dates ahead: the conference and dividend dates, for Pro members.

EFX catalysts

Coming up

After its last 4 reports it closed +1.9% on average, higher 2 of 4 times.

31 past catalysts since 2018, with sizes and sources, for Pro members.

Why EFX scores 6

Averagefor quality, not price, 4 of 14 chart checks firingWhat the Quality Score means

+4Chart checks 4 of 14 firing right now, one point each
−1Long-term trend above a flat or falling 200-⁠day average, down over one year, down over two years

Size adds
Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Growth addsSales and margins against a year earlier: up to +3 for fast growth and widening margins, down to -2 when both shrink.

No effect today: Run-up, Dilution, Volatility, Cash flow, Persistence, and News.

What every line is worth, and the reason behind it, on EFX and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 11:29 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when EFX's Quality Score turns up

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How EFX ranks in Credit Ratings

EFX is #4 of 4 by Quality Score.

How EFX ranks in Credit Ratings
Rank	Stock	Checks	Quality Score
1	MCOMoody's	6/14	13
2	SPGIS&P Global	8/14	13
3	TRUTransUnion	5/14	10
4	EFXEquifax	4/14	6

Share count against a year before: EFX -4.7%, TRU -1.9%.

More in Credit Ratings, on the Industrials page

When does EFX report earnings, and what happens after?

Expected to report Wed Feb 3, before the open (in 85 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What EFX reported on Oct 20, 2026

The quarter

Revenue of $1.7B, 10% more than a year ago; a profit of $1.79 a share, from $1.29.

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

Where the quarter's sales came from
Line	Q3 2026	Q3 2025
By segment
Workforce Solutionsup 6.9%	$694M41%	$649M42%

Each quarter's sales and their share of its total. Figures as filed (SEC filing, Oct 20)

2 more lines, for Pro members.

The outlook

The outlook the company gave, by period
Measure	Figure
Full year 2026
Revenue	$6.661Bcut

Figures as filed (SEC filing, Oct 20)

1 more outlook line, for Pro members.

In the company's words

“However, we expect the much weaker U.S. mortgage market that we saw in the latter half of the third quarter to continue through the remainder of 2026.”

From its results filing (SEC filing · Oct 20)

The numbers

Market value: $23B; today
Sales: $6.6B; up 10.9% on the year
Free cash flow: $1.1B; last 12 months

Sales grew 8% a year over 5 years, fiscal 2020 to 2025.

Pays $2.24 a share a year.

5 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on EFX: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

-3.0%-3.9%+11.3%

Apr 21Jul 21Oct 20

Reported	When	Gap	Reaction	5 days
Oct 20, 2026Before open	Before open	+4.8%	+11.3%	+12.6%
Jul 21, 2026Before open	Before open	-11.7%	-3.9%	-1.5%
Apr 21, 2026Before open	Before open	-4.0%	-3.0%	-14.1%

EFX closed higher after 2 of its last 4 reports.

All 4 reports, and EFX's Quality Score going into each

EFX sales and profit by year

Sales and profit by year

Sales grew every year from 2018 to 2025, to $6.1B. It made a profit in seven of the eight years.

EFX has 4 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on EFX, and all 14 on every stock.Get in free →

EFX RSI today: 62.7, above its 50-day and 200-day averages

Not scored

RSI 62.7, MACD above signal, above both averages. Not scored.13 readings

The deep dive on EFX

What it does and how it makes money3 findingsIt kept 18 cents of each dollar of sales in fiscal 2025: $1.10B of operating profit on $6.07B of sales.Annual report, filed Feb 19, 2026
Where it stands5 findingsFor Pro members5 findings on where EFX stands: its cash, debt, and share count, for Pro members
What changed in its filings2 findings"On August 3, 2022, a lawsuit was filed against us in the U.S. District Court for the Northern District of Georgia alleging violations of certain sections of the FCRA in connection with a previously-disclosed coding issue which impacted how some credit scores were calculated during a three-week period." (10-Q for the quarter to Sep 30, 2026)SEC filing · Oct 20, 2026Backlog rose 62% in a year, to $136M on Sep 30, 2026 from $84.2M: sales under contract, not yet delivered.Filed figures, Sep 30, 2026
Who holds and trades it2 findingsFor Pro members2 findings on who holds and trades EFX, for Pro members
Against its closest peers1 peerShare count against a year before: EFX -4.7%, TRU -1.9%.

9 more findings on EFX, each with its source, for Pro members.

Is EFX's dividend covered? What its financials say

Its dividends come to 24% of its free cash flow.

EFX's dividend against its free cash flow
Dividend	$2.24 a share a year Paid 4 times a year
Paid out	About $262M a year $2.24 a share on 117M shares, the count on its cover page as of Oct 9, 2026
Free cash flow	$1.1B The last four quarters, to Sep 30, 2026
Record	Raised each of the last 2 years Against the payout a year before, each year

EFX insider trades

EFX trades by Congress and the executive branch

9 trades disclosed in the last six months. The newest:

SellRo Khanna$1K to $15KHousetraded Sep 25, disclosed Oct 7(12 days later)

SellRo KhannaHouse$1K to $15Ktraded Sep 25, disclosed Oct 7(12 days later)

All 9 trades on EFX disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

EFX's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Mark W. BegorCEO · 4 trades
John W. Gamble Jr.EVP, CFO & COO · 5 trades
Chad M. BortonEVP, Pres Workforce Solutions · 2 trades
Jamil FarshchiEVP, Chief Technology Officer · 2 trades
Cecilia MaoEVP, Chief Product Officer · 1 trade
Carla ChaneyEVP, Chief HR Officer · no trades on file
David John SmithEVP, Pres USIS · no trades on file
Harald SchneiderEVP, Chief D&A Officer · no trades on file

14 more officers and directors file at EFX.

See insider trades by person

Which ETFs hold EFX?

In ETFs: EFX is under 0.1% of SCHG, under 0.1% of SPYI, and under 0.1% of VOO, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.

About Equifax

Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.

15,000 employeesAtlanta, GAequifax.com

What Equifax says it competes with

“The market for our products and services is highly competitive and is subject to constant change.”

From its annual report, SEC filing · Feb 19, 2026

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14 chart checks, read for you
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What would turn EFX's score around: 6 things
2 more filings explained, a plain line each
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BreakawayAug 22Donald Trump bought EFX$1K to $15K, disclosed Aug 22

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See EFX's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: EFX's Quality Score is 6 (Average), #4 of 4 in Credit Ratings.

What does EFX's Quality Score say?

EFX scores 6 today, which Breakaway calls Average. It is #4 of 4 in Services-⁠Consumer Credit Reporting, Collection Agencies by Quality Score, with 4 of 14 chart checks firing. Up 11% on Oct 20, and still 19% over its Oct 19 close. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is EFX's Quality Score?

EFX scores 6 today, which Breakaway calls Average (6 to 10). That is #4 of 4 in Services-⁠Consumer Credit Reporting, Collection Agencies by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind EFX's 6.

When does EFX report earnings?

Expected to report Wed Feb 3, before the open, a date Breakaway expects from the company's usual timing; the company has not confirmed it. EFX closed higher after 2 of its last 4 reports. Past behavior, not a forecast.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.