CINF's Quality Score rose 3 points on Tue, Nov 10, to 17. It closed near its high of the day (2 chart checks started).
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Up 14% over the past year while the S&P 500 rose 12%.
| The company | Personal Lines Insurance sales up 56% |
| Latest filing | 8-K, Oct 26 |
TodayInsurer stocks rose together: “Investors punish Nigerian insurance stocks even as profits surge”
After its last 4 reports it closed -0.6% on average, higher 1 of 4 times.
Excellentfor quality, not price, 8 of 14 chart checks firingWhat the Quality Score means
Well above its recent run. CINF scores 17 today, against a median of 12 over its last 20 recorded sessions.
CINF is #7 of 39 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 7 |
Sales over four quarters: CINF $13.3B, PGR $91.7B, CNA $15.2B, AFG $8.53B.
Expected to report Mon Feb 8, after the close (in 90 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $3.0B, 18% less than a year ago; a profit of $2.96 a share, from $7.11.
“$663 million decrease in third-quarter 2026 net income, compared with third-quarter 2025, including the effects of after-tax net decreases of $657 million from net investment gains and $41 million from property casualty underwriting profit, partially offset by an increase of $24 million from investment income.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Commercial Lines Insurance | $1.3B | $1.3B | $1.2B |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Oct 26)
No outlook figures read from this release.
Sales grew 11% a year over 5 years, fiscal 2020 to 2025.
Pays $3.76 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 26, 2026 | 0.0% | +2.3% | +3.6% |
| Jul 27, 2026 | -4.2% | -0.9% | -3.4% |
| Apr 27, 2026 | -1.5% | -0.4% | -3.7% |
Sales grew in five of the last seven years, to $13B in 2025. It made a profit in seven of the eight years.
RSI 70.4, MACD above signal, above both averages. Not scored.
Its dividends come to 19% of its free cash flow.
| Dividend | $3.76 a share a year |
| Paid out | About $577M a year |
| Free cash flow | $3.1B |
| Record | Raised every year since 2018 |
One insider bought $172K across 1 filing, and one insider sold $1.3M across 1 filing, in the last 6 months. The newest:
6 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: CINF is 0.7% of SCHD, 0.1% of DGRO, and 0.1% of VIG, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jul 31 to Aug 31, 2026.
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
CINF scores 17 today, which Breakaway calls Excellent. It is #7 of 39 in Fire, Marine & Casualty Insurance by Quality Score, with 8 of 14 chart checks firing. Up 14% over the past year while the S&P 500 rose 12%. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
CINF scores 17 today, which Breakaway calls Excellent (15 to 19). That is #7 of 39 in Fire, Marine & Casualty Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind CINF's 17.
One insider bought $172K across 1 filing, and one insider sold $1.3M across 1 filing, in the last 6 months. The newest is Dirk J. Debbink, Director, who bought $172K on Aug 25. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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