Citigroup (C) stock

Banking and wealth , market cap $196B

Banking, wealth, markets, and services

Worth $196B

$122.27

+0.25%

As of Tuesday's close · Live for Pro members at the open

Quality Score

Below Average

In its industry

#132of 168

Banks

Checks firing

3of 14

Transition

From 52-week high

-17.4%

under its best in a year

C's Quality Score fell 1 point on Tue, Nov 10, to 4. It closed away from its high of the day.

See C's 14 chart checksSee it live, free until Thursday morning. No account. No card. Then keep going with a free account.

We do the work for you. Every stock is scored and ranked, every 15 seconds while the market is open. Here it's 15 minutes behind. Pro members see it live.

Why C fell on Oct 13

Down 6% on Oct 13, and still 8% under its Oct 12 close.

Its Oct 13 results: it held less capital against the risks on its books; Common Equity Tier 1 capital ratio was 12.8%, from 13.3% a year before.

Sources: Price history, Oct 13, 2026; Company release, Oct 13, 2026

1 more reason, free with an account →1 more reason why C fell on Oct 13, from its filings, with the other side, the timeline, and its peers, for Pro members.

Key facts on C

Key facts on C
Holding it back	Below a falling 200-day average
Latest filing	8-K, Oct 22 Reported a change of officers or directors

1 more reason behind C's 4, free with an account →1 more reason behind C's 4, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.25 pt-0.09 ptTue Nov 10in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Tue Nov 10. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

What's next

Tue Nov 10: Citi 15th Annual FinTech Conference 2026Investor conference · date confirmed.

C catalysts

Coming up

After its last 4 reports it closed +1.4% on average, higher 3 of 4 times.

Why C scores 4

Below Averagefor quality, not price, 3 of 14 chart checks firingWhat the Quality Score means

+3Chart checks 3 of 14 firing right now, one point each
−1Long-term trend below a falling 200-⁠day average

Size adds
Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.

No effect today: Run-up, Growth, Dilution, Volatility, Cash flow, Persistence, and News.

What every line is worth, and the reason behind it, on C and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:56 PM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when C's Quality Score turns up

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How C ranks in Banks

C is #132 of 168 by Quality Score.

How C ranks in Banks
Rank	Stock	Checks	Quality Score
1	TMPTompkins Financial	8/14	18
2	CBCCentral Bancompany	10/14	18
3	CHCOCity	8/14	17
	BSACBanco Santander-⁠Chile		Open for its score
	BSBRBanco Santander		Open for its score
	CASHPathward Financial		Open for its score
	CATYCathay General Bancorp		Open for its score
132	CCitigroup	3/14	4

When does C report earnings, and what happens after?

Reports Thu Jan 14, before the open (in 65 days). Confirmed.

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What C reported on Oct 13, 2026

The quarter

Revenue of $23.8B; a profit of $2.85 a share.

“Revenues increased 8% from the prior-year period, driven by growth in Services, Wealth, Markets and Banking , partially offset by a decline in All Other.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

C's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

In the company's words

“We expect to exceed this year's return target, even as we pull forward investments toward our 11-13% near-term goal”

From its results filing (SEC filing · Oct 13)

2 more sentences, for Pro members.

The numbers

Market value: $196B; today

No analyst estimates on Breakaway: every figure here is filed.

The whole report on C: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

+1.6%+1.2%-1.8%

Apr 14Jul 14Oct 13

Reported	When	Gap	Reaction	5 days
Oct 13, 2026No time given	No time given	-1.5%	-1.8%	-1.6%
Jul 14, 2026No time given	No time given	+0.6%	+1.2%	-0.3%
Apr 14, 2026No time given	No time given	+1.3%	+1.6%	+1.6%

C closed higher after 3 of its last 4 reports.

All 4 reports, and C's Quality Score going into each

C sales and profit by year

Sales and profit by year

Sales grew in six of the last seven years, to $85B in 2025. It made a profit in each of the eight years.

C has 3 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on C, and all 14 on every stock.Get in free →

C RSI today: 45.7, below its 50-day and 200-day averages

Not scored

RSI 45.7, MACD above signal, below both averages. Not scored.13 readings

The deep dive on C

What it does and how it makes money3 findingsBanking sales rose 32% in fiscal 2025, to $8.21B from $6.20B.SEC filing · Feb 20, 2026
What changed in its filings3 findings"On August 5, 2025, the United States Court of Appeals for the Second Circuit reversed the portion of the decision of the district court that permitted a single claim to proceed against CGML, Citibank (Switzerland) AG, Citivic Nominees Ltd., and Citibank, NA London …" (10-K for fiscal 2025)SEC filing · Feb 20, 2026
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades C, for Pro members
Against its closest peers1 peerFor Pro membersC against 1 peer, fact by fact, for Pro members

7 more findings on C, each with its source, for Pro members.

Is C's dividend covered? What its financials say

Its free cash flow over the last four quarters was -$74B, while it paid dividends.

C's dividend against its free cash flow
Dividend	$2.68 a share a year Paid 4 times a year
Paid out	About $4.7B a year $2.68 a share on 1.7B shares, its average count in the quarter to Jun 30, 2026
Free cash flow	-$74B The last four quarters, to Dec 31, 2025
Record	Raised each of the last 4 years Against the payout a year before, each year

C insider trades

C trades by Congress and the executive branch

15 trades disclosed in the last six months. The newest:

BuyRo Khanna$15K to $50KHousetraded Oct 7, disclosed Nov 5(29 days later)

BuyRo KhannaHouse$15K to $50Ktraded Oct 7, disclosed Nov 5(29 days later)

All 15 trades on C disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

C's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Jane Nind FraserChair & CEO · no trades on file
Mark MasonChief Financial Officer · 2 trades
Cantu Ernesto TorresHead of International · 2 trades
Nicole GilesChief Accounting Officer · 2 trades
Edward SkylerHd of Ent Svc & Public Affairs · 1 trade
Gonzalo LuchettiHead of U.S. Personal Banking · 1 trade
Pamela HabnerHead of U.S. Consumer Cards · 1 trade
Sunil GargCEO, Citibank, N.A. · 1 trade

22 more officers and directors file at C.

See insider trades by person

Which ETFs hold C?

In ETFs: C is 1.1% of SPMO, 0.8% of VYM, and 0.8% of DGRO, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jul 31 to Aug 31, 2026.

About Citigroup

Citigroup is a global financial powerhouse that orchestrates the movement of over $6 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm services 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, it has taken steps to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.

226,000 employeesNew York, NYcitigroup.com

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Its Quality Score and rank, the line that drives it, and the live price.
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Every line of the score
Price action, the company, and signals, each with its points, on C and every other stock.
CEOs buying their own stock
Every CEO buy, biggest names first. Sort, filter, save the list, and set optional alerts.
Congress trades
A member's trades, newest first, each with its amount. Sort and filter the whole list.
14 chart checks, read for you
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Earnings, week by week
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FDA dates, counted down
Each date in the company's words, its cash against the date, and an optional alert before it.
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What would turn C's score around: 6 things
4 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayNov 5Ro Khanna bought C$15K to $50K, disclosed Nov 5

Alerts are optional.

See C's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: C's Quality Score is 4 (Below Average), #132 of 168 in Banks.

What does C's Quality Score say?

C scores 4 today, which Breakaway calls Below Average. It is #132 of 168 in Banks by Quality Score, with 3 of 14 chart checks firing. Down 6% on Oct 13, and still 8% under its Oct 12 close. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is C's Quality Score?

C scores 4 today, which Breakaway calls Below Average (0 to 5). That is #132 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind C's 4.

When does C report earnings?

Reports Thu Jan 14, before the open, a date the company confirmed. C closed higher after 3 of its last 4 reports. Past behavior, not a forecast.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.