Beacon Financial (BBT) stock

Banking and loans , market cap $2.6B

Banking and loans

Worth $2.6B

$30.56

-0.36%

As of 10:31 AM ET, delayed 15+ min · Live for Pro members

Quality Score

Excellent

In its industry

#8of 168

Banks

Checks firing

7of 14

Trending up

From 52-week high

-6.9%

under its best in a year

BBT's Quality Score fell 1 point on Tue, Nov 10, to 15.

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Why BBT rose on Oct 22

Up 7% on Oct 22, and still 10% over its Oct 21 close.

Operating earnings after tax (non-GAAP) were $64.7M, from $34.0M a year before, in results released Oct 21 that the stock traded on Oct 22.

Sources: Price history, Oct 22, 2026; Company release, Oct 21, 2026

1 more reason, free with an account →The timeline and its peers, for Pro members.

Key facts on BBT

Key facts on BBT
Outperforming	Up 8% in 6 months vs the S&P's +2%
Latest filing	10-Q, Nov 9 Filed its quarterly report (10-Q) for the quarter to Sep 30, 2026

1 more reason behind BBT's 15, free with an account →1 more reason behind BBT's 15, for Pro members.

BBT in the news

Big story

Leadership

Beacon Financial Corporation filed an 8-K reporting a change of CEO

BBT closed +1.6% the next session (Nov 4) on 1.5x normal volume.

From the company's SEC filing

Get an alert on BBT's next big story →

1 more big story on BBT in the past 12 months, for Pro members.

What moves banks

Rate gap, 10-year minus 2-year+0.32 pt0.00 ptMon Nov 9in a week

The 10-year Treasury yield minus the 2-year. Banks pay deposit rates tied to the short end and lend at rates tied to the long end, so this gap is one measure of their lending spread.

U.S. Treasury, daily yield curve, Mon Nov 9. Change over the week.

Net interest margin, deposits, 10-year Treasury yield, and 5 more, for Pro members.

BBT catalysts

Coming up

After its last 4 reports it closed +0.8% on average, higher 3 of 4 times.

6 past catalysts since 2018, with sizes and sources, for Pro members.

Why BBT scores 15

Excellentfor quality, not price, 7 of 14 chart checks firingWhat the Quality Score means

Well above its recent run. BBT scores 15 today, against a median of 7 over its last 20 recorded sessions.

+7Chart checks 7 of 14 firing right now, one point each
+3Long-term trend above a rising 200-⁠day average, near its 52-⁠week high

Profit addsRead on the last four quarters against the four before, or the last full year where no quarters are filed.
Insider trades adds

No effect today: Run-up, Size, Growth, Dilution, Volatility, Cash flow, Persistence, and News.

What every line is worth, and the reason behind it, on BBT and every other stock.Get in free →

Price, score, chart checks, and the industry rank are from a snapshot taken at 10:31 AM ET, at least 15 minutes behind. How we rank stocks.

Tested. Our top-scored stocks returned 2.2x the average stock over the next month. Reconstructed after the fact; recorded live since Sep 9, 2026. How we tested it

Alert me when BBT's Quality Score turns up

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How BBT ranks in Banks

BBT is #8 of 168 by Quality Score.

How BBT ranks in Banks
Rank	Stock	Checks	Quality Score
1	AMTBAmerant Bancorp	9/14	16
2	TMPTompkins Financial	6/14	16
3	DCOMDime Commercial Bancshares	7/14	16
	BBARBanco BBVA Argentina		Open for its score
	BBDBanco Bradesco		Open for its score
	BBVABanco Bilbao Vizcaya Argentaria		Open for its score
	BCHBanco de ChileAmerican Depositary Shares		Open for its score
8	BBTBeacon Financial	7/14	15

Cash and short-term investments: BBT $771M, FLG $4.11B.

When does BBT report earnings, and what happens after?

Expected to report Wed Jan 27, after the close (in 78 days).

What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.

What BBT reported on Oct 21, 2026

The quarter

A profit of $0.73 a share, from a loss of $0.05.

“The increase in the provision quarter over quarter was driven by the deterioration of three larger CRE loans that required specific reserves, offset by a decline in criticized and classified loans from $813 million to $763 million during the quarter.”

The quarter that ended Sep 30, from the company's press release

The press release The filing on EDGAR

Where the sales came from

BBT's results filing gives no sales by line in a table we read.

The outlook

No outlook figures read from this release.

In the company's words

“The remaining $0.3 million increase was primarily driven by elevated commercial loan servicing fees of $1.0 million, increases in marketing expense of $0.6 million and occupancy expense of $0.6 million, partially offset by a decrease of $1.0 million in technology expense and a decrease of $0.8 million in compensation and employee benefits expense.”

From its results filing (SEC filing · Oct 21)

2 more sentences, for Pro members.

The numbers

Market value: $2.6B; today
Sales: $29.9M; down 92.5% on the year
Profit: $90.3M; last fiscal year

Pays $1.29 a share a year.

4 more figures, for Pro members.

No analyst estimates on Breakaway: every figure here is filed.

The whole report on BBT: every line of its sales, every outlook beside the one it replaced, and the company's words, for Pro members.

Close after the report, last 3

-9.0%+2.6%+7.0%

Apr 29Jul 29Oct 21

Reported	When	Gap	Reaction	5 days
Oct 21, 2026After close	After close	-0.9%	+7.0%	+8.5%
Jul 29, 2026After close	After close	+1.5%	+2.6%	+6.4%
Apr 29, 2026After close	After close	-6.2%	-9.0%	-8.0%

BBT closed higher after 3 of its last 4 reports.

All 4 reports, and BBT's Quality Score going into each

BBT has 7 of 14 chart checks firing

Trend1 of 5 shown

MA FAN 21 EMA W.EMA HH/HL 52W HI

Volume1 of 3 shown

VOL VDU U/D VOL

Tight range1 of 3 shown

ATR SQZ SQUEEZE NR7

Buying1 of 3 shown

OBV+CLOSE HI SPRING

The other 10 checks on BBT, and all 14 on every stock.Get in free →

BBT RSI today: 57.3, above its 50-day and 200-day averages

Not scored

RSI 57.3, MACD above signal, above both averages. Not scored.13 readings

The deep dive on BBT

What it does and how it makes money2 findingsFor Pro members2 findings on what BBT does and how it makes money, for Pro members
Where it stands1 findingIts share count fell 4.2% in the year to Sep 30, 2026.Weighted shares, the quarter to Sep 30, 2026
Who holds and trades it3 findingsFor Pro members3 findings on who holds and trades BBT, for Pro members
Against its closest peers1 peerCash and short-term investments: BBT $771M, FLG $4.11B.

5 more findings on BBT, each with its source, for Pro members.

Is BBT's dividend covered? What its financials say

Its dividends come to 51% of its free cash flow.

BBT's dividend against its free cash flow
Dividend	$1.29 a share a year Paid 4 times a year
Paid out	About $107M a year $1.29 a share on 83.3M shares, the count on its cover page as of Nov 6, 2026
Free cash flow	$212M The last four quarters, to Dec 31, 2025

BBT insider trades

7 insiders bought $280K across 7 filings, and one insider sold $20K across 1 filing, in the last 6 months. The newest:

BuyWilliam H. Hughes III$6KDirectorat $30.73 on Oct 29, filed Nov 2

BuyWilliam H. Hughes IIIDirector$6Kat $30.73 on Oct 29, filed Nov 2

All 8 insider filings on BBT from the last six months, for Pro members.

All BBT insider trades

BBT trades by Congress and the executive branch

4 trades disclosed in the last six months. The newest:

SellDonald Trump$15K to $50KPresident (R)traded Jul 8, disclosed Sep 22(76 days later)

SellDonald TrumpPresident (R)$15K to $50Ktraded Jul 8, disclosed Sep 22(76 days later)

All 4 trades on BBT disclosed by Congress and the executive branch, for Pro members.Get in free →

See what Congress is buying across the market

BBT's officers and directors

Officers and directors with a Form 4 in the last 12 months.

Paul A. PerraultPresident and CEO · no trades on file
Carl M. CarlsonCFO & Chief Strategy Officer · no trades on file
John Buckley EaganGeneral Counsel · 1 trade
Michael W. McCurdyChief Banking Officer · 1 trade
Gary R. LevanteChief Marketing Officer · no trades on file
Mark J. MeiklejohnChief Credit Officer · no trades on file
Sean GrayChief Operations Officer · no trades on file
Eric S. RosengrenDirector · 1 trade

14 more officers and directors file at BBT.

See insider trades by person

Which ETFs hold BBT?

In ETFs: BBT is under 0.1% of VYM and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Jul 31, 2026.

About Beacon Financial

Beacon Financial Corp operates as a multi-bank holding company. It offers commercial, business, and retail banking services, including a full complement of cash management products, online banking services, and consumer and residential loans.

2,050 employeesBoston, MAbrooklinebank.com

What Beacon Financial says it competes with

“The Company is subject to strong competition from banks and other financial institutions and financial service providers.”

From its annual report, SEC filing · Mar 2, 2026

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What would move BBT's score: 4 things
5 more filings explained, a plain line each
Real-⁠time prices, no delay

BreakawayAug 22Donald Trump bought BBT$15K to $50K, disclosed Aug 22

Alerts are optional.

See BBT's 14 chart checks

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Straight AnswersStraight Answers

As of Nov 10, 2026: BBT's Quality Score is 15 (Excellent), #8 of 168 in Banks. Insiders bought $280K and sold $20K in the last 6 months (Form 4).

What does BBT's Quality Score say?

BBT scores 15 today, which Breakaway calls Excellent. It is #8 of 168 in Banks by Quality Score, with 7 of 14 chart checks firing. Up 7% on Oct 22, and still 10% over its Oct 21 close. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.

What is BBT's Quality Score?

BBT scores 15 today, which Breakaway calls Excellent (15 to 19). That is #8 of 168 in Banks by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind BBT's 15.

Are insiders buying BBT?

7 insiders bought $280K across 7 filings, and one insider sold $20K across 1 filing, in the last 6 months. The newest is William H. Hughes III, Director, who bought $6K on Oct 29. Every filing, with the scored weight, for Pro members.

Are the prices delayed?

Only on the public pages, which run at least 15 minutes behind. Pro members, and anyone on a guest pass, see real-time prices: the scanner refreshes every 15 seconds, and your watchlist every few seconds, pre-market and after hours included.