Why AMSF fell 22% since Oct 27
Down 22% from Oct 27 to Nov 10.
- Oct 28 results:
−3Long-term trend
Down 22% from Oct 27 to Nov 10.
−3Long-term trend
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| Since its 2024 high | Down 67% |
| Latest filing | 10-Q, Oct 30 |
TodayInsurer stocks rose together: “Investors punish Nigerian insurance stocks even as profits surge”
Fri Dec 4: Ex-dividend, $0.41 a shareAt the open. Pays Dec 11.
After its last 4 reports it closed -8.9% on average, higher 0 of 4 times.
AMSF is #38 of 39 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 38 |
Expected to report Wed Feb 24, after the close (in 106 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $79.8M, 3% less than a year ago; a profit of $0.39 a share.
“Net investment income increased 0.6% to $6.6 million for the quarter, driven by an improved portfolio book yield and disciplined expense management.”
AMSF's results filing gives no sales by line in a table we read.
No outlook figures read from this release.
“These benefits were partially offset by lower average investable assets compared to the prior-year period, primarily due to capital returned to shareholders through dividends and share repurchases.”
From its results filing (SEC filing · Oct 28)
Sales fell 1.3% a year over 5 years, fiscal 2020 to 2025.
Pays $1.64 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Oct 28, 2026 | -8.7% | -8.7% | -19.6% |
| Jul 21, 2026 | -5.0% | -8.3% | -9.9% |
| Apr 22, 2026 | -7.6% | -9.6% | -4.3% |
| Feb 25, 2026 | -1.5% | -8.8% | -3.3% |
Sales grew in three of the last seven years, to $317M in 2025. It made a profit in each of the eight years.
RSI 23.7, MACD below signal, below both averages. Not scored.
Its dividends come to 247% of its free cash flow.
| Dividend | $1.64 a share a year |
| Paid out | About $30.4M a year |
| Free cash flow | $12.3M |
| Record | Raised every year since 2013 |
3 trades disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: AMSF is under 0.1% of SCHD and under 0.1% of VTI, the most of the 24 funds Breakaway covers, by each fund's latest filing, Jun 30 to Aug 31, 2026.
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
“The insurance industry, in general, is highly competitive and there is significant competition in the workers’ compensation segment of the industry.”
AMSF scores -1 today, which Breakaway calls Poor. It is #38 of 39 in Fire, Marine & Casualty Insurance by Quality Score, with 1 of 14 chart checks firing. Down 22% from Oct 27 to Nov 10. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
AMSF scores -1 today, which Breakaway calls Poor (below zero). That is #38 of 39 in Fire, Marine & Casualty Insurance by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind AMSF's -1.
Expected to report Wed Feb 24, after the close, a date Breakaway expects from the company's usual timing; the company has not confirmed it. AMSF closed higher after 0 of its last 4 reports. Past behavior, not a forecast.
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Insider and Congress trades, the chart, and the financials, in one score.
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