Why is AIZ up?
Up 13% from Oct 28 to Nov 10.
- Its Nov 3 results:
AIZ's Quality Score rose 1 point on Tue, Nov 10, to 19. More shares traded than usual.
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Up 13% from Oct 28 to Nov 10.
| Free cash flow quadrupled | $410.6M → $1.6B in 3 years |
| Latest filing | 10-Q, Nov 5 |
After its last 4 reports it closed +0.6% on average, higher 2 of 4 times.
Excellentfor quality, not price, 9 of 14 chart checks firingWhat the Quality Score means
Well above its recent run. AIZ scores 19 today, against a median of 14 over its last 20 recorded sessions.
AIZ is #10 of 461 by Quality Score.
| Rank | Stock | Quality Score |
|---|---|---|
| 1 | ||
| 2 | ||
| 3 | ||
| Open for its score | ||
| Open for its score | ||
| Open for its score | ||
| 10 |
Expected to report Tue Feb 9, after the close (in 91 days).
What an earnings report is: every 3 months, a company tells everyone how much it sold and earned. We read the figures, the outlook, and how the stock moved after.
Revenue of $3.5B, 9% more than a year ago; a profit of $5.49 a share, from $5.17.
“GAAP net income increased 4 percent to $275.2 million compared to third quarter 2025 of $265.6 million, primarily driven by higher Global Lifestyle and Global Housing earnings, partially offset by higher reportable catastrophes, higher net realized losses on investments and fair value changes to equity securities, and higher Corporate and Other expenses.”
| Line | Q3 2026 | Q2 2026 | Q3 2025 |
|---|---|---|---|
| Global Lifestyle | $2.8B | $2.7B | $2.5B |
Each quarter's sales and their share of its total. Figures as filed (SEC filing, Nov 5)
| Measure | Figure |
|---|---|
| Adjusted EBITDA, excluding reportable catastrophes | about 10% |
“Adjusted EBITDA 1 increased 8 percent to $464.4 million compared to the prior year period of $431.5 million, due to strong growth in both Global Lifestyle and Global Housing, partially offset by higher reportable catastrophes and a higher Corporate and Other loss.”
From its results filing (SEC filing · Nov 3)
Sales grew 6% a year over 5 years, fiscal 2020 to 2025.
Pays $3.52 a share a year.
| Reported | Gap | Reaction | 5 days |
|---|---|---|---|
| Nov 3, 2026 | +2.6% | +4.2% | +8.8% |
| Aug 4, 2026 | +4.6% | +7.2% | +0.0% |
| May 5, 2026 | -0.5% | -0.2% | +2.6% |
Sales grew every year from 2018 to 2025, to $13B. It made a profit in each of the eight years.
RSI 80.2, MACD above signal, above both averages. Not scored.
Its dividends come to 9% of its free cash flow.
| Dividend | $3.52 a share a year |
| Paid out | About $173M a year |
| Free cash flow | $1.8B |
| Record | Raised every year since 2016 |
2 insiders sold $1.7M across 2 filings in the last 6 months. No open-market buys on record. The newest:
One trade disclosed in the last six months. The newest:
Officers and directors with a Form 4 in the last 12 months.
In ETFs: AIZ is under 0.1% of VIG, under 0.1% of VYM, and under 0.1% of DGRO, the most of the 24 funds Breakaway covers, by their holdings as filed for Jul 31, 2026.
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
“Although we face global competition in each of our businesses, we believe that no single competitor competes against us in all of our business lines.”
AIZ scores 19 today, which Breakaway calls Excellent. It is #10 of 461 in Financials by Quality Score, with 9 of 14 chart checks firing. Up 13% from Oct 28 to Nov 10. Breakaway does not say whether to buy any stock: the score does not know your situation, and it is not a recommendation to buy or sell anything. Please do your own research.
AIZ scores 19 today, which Breakaway calls Excellent (15 to 19). That is #10 of 461 in Financials by Quality Score. The score adds up the chart checks, the trend, the company's filed sales, its profits, the news, insider trades, and Congress trades. The section above lists the lines behind AIZ's 19.
2 insiders sold $1.7M across 2 filings in the last 6 months. No open-market buys on record. The newest is Nair Biju, EVP, Pres, Global Conn Living, who sold $1.2M on Aug 6. Every filing, with the scored weight, for Pro members.
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Insider and Congress trades, the chart, and the financials, in one score.
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