UPST earnings date, and what happened the last 4 times

Next report

Tue Nov 3

Quality Score today 1

Before the open, in 8 days. Confirmed by the company.

UPST closed higher after 0 of its last 4 reports. On average it closed -8.3% the session after a report.

The moment UPST reports

Its figures, in plain words
How it moves after, beside its last four
Its Quality Score going in, and after

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What happened after UPST's last 4 reports

UPST's last 4 earnings reports
Reported	Score going in	Gap	Reaction	5 sessions
Aug 4, 20262026 · After close	5estimated	+14.1%	-0.4%	-1.4%
May 5, 20262026 · After close	5estimated	-10.2%	-7.9%	-10.7%
Feb 10, 20262026 · After close	5estimated	-3.7%	-15.0%	-19.1%
Nov 4, 20252025 · After close	3estimated	-14.8%	-9.7%	-15.8%

Aug 4, 2026, after the close: the next session UPST opened +14.1% and closed -0.4%, and five sessions on it stood -1.4%. Its Quality Score going in was 5 (Below Average), estimated.
May 5, 2026, after the close: the next session UPST opened -10.2% and closed -7.9%, and five sessions on it stood -10.7%. Its Quality Score going in was 5 (Below Average), estimated.
Feb 10, 2026, after the close: the next session UPST opened -3.7% and closed -15.0%, and five sessions on it stood -19.1%. Its Quality Score going in was 5 (Below Average), estimated.
Nov 4, 2025, after the close: the next session UPST opened -14.8% and closed -9.7%, and five sessions on it stood -15.8%. Its Quality Score going in was 3 (Below Average), estimated.

Across these 4 reports UPST opened higher after 1 of 4 and closed higher after 0 of 4; on average it opened -3.7%, closed -8.3%, and stood -11.7% five sessions on. Its Quality Score is 1 today, against 5 going into its Aug 4, 2026 report.

Gap: where the stock opened the session after the report. Reaction: where that session closed. Both against the close before the report. The largest of the 4: -15.0% after the Feb 10, 2026 report. A score marked estimated was worked out afterwards from that day's prices and filings; Breakaway has recorded every score live since Sep 9 2026.

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Questions about UPST's earnings

As of Oct 26, 2026: Upstart Holdings (UPST): reports Tue Nov 3, before the open. UPST closed higher after 0 of its last 4 reports. Its Quality Score is 1 (Below Average). Scores as of 11:11 PM ET, 15 minutes behind.

When is UPST's next earnings date?

Reports Tue Nov 3, before the open, a date the company confirmed. UPST closed higher after 0 of its last 4 reports. Past behavior, not a forecast.

Does UPST report before or after the market?

UPST reports Tue Nov 3, before the open. Its last 4 reports came after the close.

How did UPST stock react to its last earnings report?

Aug 4, 2026, after the close: the next session UPST opened +14.1% and closed -0.4%, and five sessions on it stood -1.4%.

Does UPST stock usually go up after earnings?

UPST closed higher after 0 of its last 4 reports. On average it closed -8.3% the session after a report, after opening -3.7%. Past behavior, not a forecast.

Upstart Holdings' page has its Quality Score, its chart, and its insiders' trades. Everyone reporting beside it: next week's earnings.