SYF earnings date, and what happened the last 4 times

Next report

Tue Jan 26

Quality Score today 8

Before the open, in 92 days. Expected: the company has not confirmed it.

SYF closed higher after 0 of its last 4 reports. On average it closed -2.5% the session after a report.

The moment SYF reports

Its figures, in plain words
How it moves after, beside its last four
Its Quality Score going in, and after

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What happened after SYF's last 4 reports

SYF's last 4 earnings reports
Reported	Score going in	Gap	Reaction	5 sessions
Oct 20, 20262026 · Before open	8	-0.3%	-1.2%	+0.8%
Jul 21, 20262026 · Before open	10estimated	+1.5%	-1.6%	+2.6%
Apr 21, 20262026 · Before open	9estimated	-1.5%	-1.2%	-2.3%
Jan 27, 20262026 · Before open	11estimated	-1.4%	-5.8%	-5.2%

Oct 20, 2026, before the open: that session SYF opened -0.3% and closed -1.2%, and five sessions on it stood +0.8%. Its Quality Score going in was 8 (Average).
Jul 21, 2026, before the open: that session SYF opened +1.5% and closed -1.6%, and five sessions on it stood +2.6%. Its Quality Score going in was 10 (Average), estimated.
Apr 21, 2026, before the open: that session SYF opened -1.5% and closed -1.2%, and five sessions on it stood -2.3%. Its Quality Score going in was 9 (Average), estimated.
Jan 27, 2026, before the open: that session SYF opened -1.4% and closed -5.8%, and five sessions on it stood -5.2%. Its Quality Score going in was 11 (Above Average), estimated.

Across these 4 reports SYF opened higher after 1 of 4 and closed higher after 0 of 4; on average it opened -0.4%, closed -2.5%, and stood -1.0% five sessions on. Its Quality Score is 8 today, against 8 going into its Oct 20, 2026 report.

Gap: where the stock opened the session after the report. Reaction: where that session closed. Both against the close before the report. The largest of the 4: -5.8% after the Jan 27, 2026 report. A score marked estimated was worked out afterwards from that day's prices and filings; Breakaway has recorded every score live since Sep 9 2026.

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Questions about SYF's earnings

As of Oct 26, 2026: Synchrony Financial (SYF): expected to report Tue Jan 26, before the open. SYF closed higher after 0 of its last 4 reports. Its Quality Score is 8 (Average). Scores as of 11:11 PM ET, 15 minutes behind.

When is SYF's next earnings date?

Expected to report Tue Jan 26, before the open, a date Breakaway expects from the company's usual timing; the company has not confirmed it. SYF closed higher after 0 of its last 4 reports. Past behavior, not a forecast.

Does SYF report before or after the market?

SYF is expected to report Tue Jan 26, before the open. Its last 4 reports came before the open.

How did SYF stock react to its last earnings report?

Oct 20, 2026, before the open: that session SYF opened -0.3% and closed -1.2%, and five sessions on it stood +0.8%.

Does SYF stock usually go up after earnings?

SYF closed higher after 0 of its last 4 reports. On average it closed -2.5% the session after a report, after opening -0.4%. Past behavior, not a forecast.

Synchrony Financial's page has its Quality Score, its chart, and its insiders' trades. Who reports this week: the earnings calendar.