BFH earnings date, and what happened the last 4 times

Next report

Thu Jan 28

Quality Score today 8

Before the open, in 94 days. Expected: the company has not confirmed it.

BFH closed higher after 2 of its last 4 reports. On average it closed +0.7% the session after a report.

The moment BFH reports

Its figures, in plain words
How it moves after, beside its last four
Its Quality Score going in, and after

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What happened after BFH's last 4 reports

BFH's last 4 earnings reports
Reported	Score going in	Gap	Reaction	5 sessions
Oct 22, 20262026 · Before open	13	-2.0%	-5.7%	open
Jul 23, 20262026 · Before open	13estimated	-1.3%	+1.7%	+5.0%
Apr 23, 20262026 · Before open	16estimated	+3.5%	-0.3%	-7.6%
Jan 29, 20262026 · Before open	5estimated	+3.5%	+7.1%	+12.2%

Oct 22, 2026, before the open: that session BFH opened -2.0% and closed -5.7%. Its Quality Score going in was 13 (Above Average).
Jul 23, 2026, before the open: that session BFH opened -1.3% and closed +1.7%, and five sessions on it stood +5.0%. Its Quality Score going in was 13 (Above Average), estimated.
Apr 23, 2026, before the open: that session BFH opened +3.5% and closed -0.3%, and five sessions on it stood -7.6%. Its Quality Score going in was 16 (Excellent), estimated.
Jan 29, 2026, before the open: that session BFH opened +3.5% and closed +7.1%, and five sessions on it stood +12.2%. Its Quality Score going in was 5 (Below Average), estimated.

Across these 4 reports BFH opened higher after 2 of 4 and closed higher after 2 of 4; on average it opened +1.0%, closed +0.7%, and stood +3.2% five sessions on. Its Quality Score is 8 today, against 13 going into its Oct 22, 2026 report.

Gap: where the stock opened the session after the report. Reaction: where that session closed. Both against the close before the report. The largest of the 4: +7.1% after the Jan 29, 2026 report. A score marked estimated was worked out afterwards from that day's prices and filings; Breakaway has recorded every score live since Sep 9 2026.

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Questions about BFH's earnings

As of Oct 26, 2026: Bread Financial Holdings (BFH): expected to report Thu Jan 28, before the open. BFH closed higher after 2 of its last 4 reports. Its Quality Score is 8 (Average). Scores as of 11:11 PM ET, 15 minutes behind.

When is BFH's next earnings date?

Expected to report Thu Jan 28, before the open, a date Breakaway expects from the company's usual timing; the company has not confirmed it. BFH closed higher after 2 of its last 4 reports. Past behavior, not a forecast.

Does BFH report before or after the market?

BFH is expected to report Thu Jan 28, before the open. Its last 4 reports came before the open.

How did BFH stock react to its last earnings report?

Oct 22, 2026, before the open: that session BFH opened -2.0% and closed -5.7%.

Does BFH stock usually go up after earnings?

BFH closed higher after 2 of its last 4 reports. On average it closed +0.7% the session after a report, after opening +1.0%. Past behavior, not a forecast.

Bread Financial Holdings' page has its Quality Score, its chart, and its insiders' trades. Who reports this week: the earnings calendar.